Apple SpiceTM, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2648)
8 deals since 2020 · typical deal $379K
8
Deals since 2020
$379K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Apple SpiceTM
Most Apple SpiceTM deals financed between $250K and $460K. Above $460K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,952
- Down payment (10%)
- $42K
- Cash to close (all-in)
- $56K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$56K)
Experience
Recent financings
- TZN Group LLC in Minneapolis, MN — $379K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $284K (75%)
- Approved
- 12/19/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Caterers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- TZN Group LLC in Minneapolis, MN — $250K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approved
- 12/19/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Caterers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- TZN Group LLC in Minneapolis, MN — $663K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $497K (75%)
- Approval → funding
- 14 days
- Approved
- 9/21/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Caterers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- TZN Group LLC in Minneapolis, MN — $100K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 14 days
- Approved
- 9/21/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Caterers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Calvert Catering, Inc. in Fresno, CA — $460K (2020) · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $345K (75%)
- Approval → funding
- 223 days
- Approved
- 4/21/2020
- First disbursed
- 11/30/2020
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Caterers
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- JELD Partners Inc. in Frazer, PA — $386K (2020) · Old National Bank
- Program
- 7a General
- Rate at approval
- 5.72% variable
- Term
- 123 months
- SBA guaranteed
- $290K (75%)
- Approval → funding
- 14 days
- Approved
- 9/16/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 33
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Caterers
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Boston Box Lunch and Catering in Woburn, MA — $325K (2020) · East Cambridge Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $163K (50%)
- Approval → funding
- 58 days
- Approved
- 10/9/2019
- First disbursed
- 12/6/2019
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Caterers
Funded by East Cambridge Savings Bank · Lender record →
Your business? Claim this record · Request removal
- FAIR FAM CORP. in Hicksville, NY — $115K (2020) · Stearns Bank National Association
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 121 months
- SBA guaranteed
- $98K (85%)
- Approval → funding
- 92 days
- Approved
- 12/30/2019
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Caterers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Apple SpiceTM?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Apple SpiceTM — and where
Every dot is a financed Apple SpiceTM — 8 mapped.
Financed Apple SpiceTM locations — list all 8 as text
- TZN Group LLC — Minneapolis · $379K · FY2026 · Caterers
- TZN Group LLC — Minneapolis · $250K · FY2026 · Caterers
- JELD Partners Inc. — Frazer · $386K · FY2020 · Caterers
- TZN Group LLC — Minneapolis · $100K · FY2022 · Caterers
- TZN Group LLC — Minneapolis · $663K · FY2022 · Caterers
- Boston Box Lunch and Catering — Woburn · $325K · FY2020 · Caterers
- FAIR FAM CORP. — Hicksville · $115K · FY2020 · Caterers
- Calvert Catering, Inc. — Fresno · $460K · FY2020 · Caterers
Top lenders for this brand
Most active states
- 1.Minnesota (4 loans)
- 2.Pennsylvania (1 loans)
- 3.Massachusetts (1 loans)
- 4.New York (1 loans)
- 5.California (1 loans)
Represent Apple SpiceTM?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Apple SpiceTM cost to buy or open?
The typical deal for Apple SpiceTM is $379K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $42K of buyer cash on a typical deal.
How risky is Apple SpiceTM?
Apple SpiceTM has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Apple SpiceTM with an SBA loan?
Yes — Apple SpiceTM has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Apple SpiceTM franchise
Most Apple SpiceTM buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Apple SpiceTM deal financed for $379K, which points to about $42K of buyer cash on a typical purchase. Apple SpiceTM is listed in the SBA Franchise Directory (identifier S2648), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Apple SpiceTM — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Apple SpiceTM — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Apple SpiceTM — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Apple SpiceTM is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $379K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2648)
- Top lenders: The Huntington National Bank, Old National Bank, East Cambridge Savings Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Apple SpiceTM?
Five minutes with a specialist who's seen Apple SpiceTM deals close answers more than an hour of searching. Free, usually same-day.
Represent Apple SpiceTM?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Apple SpiceTM.