Armstrong McCall, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0133)

2 deals since 2020 · typical deal $1.4M

Deals since 2020

$1.4M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Armstrong McCall has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Armstrong McCall

Most Armstrong McCall deals financed between $462K and $1.38M. Above $1.38M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$1.38M

Monthly payment (10-yr): $18,059
Down payment (10%): $153K
Cash to close (all-in): $211K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$211K)

Experience

Recent financings

Maga Posse LLC in Corpus Christi, TX — $1.4M (2022) · purchase · First United Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
17 days
Approved
6/10/2022
First disbursed
6/27/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Other Miscellaneous Nondurable Goods Merchant Wholesalers
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$153K
Est. cash at closing
$211K
Monthly payment
$15,681
Annual debt service
$188K
Cash flow needed (1.25×)
$235K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First United Bank and Trust Company · Lender record →
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Lysh Beauty, LLC in Lubbock, TX — $462K (2020) · Cornerstone Capital Bank SSB
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$346K (75%)
Approval → funding
50 days
Approved
5/11/2020
First disbursed
6/30/2020
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Cosmetics, Beauty Supplies, and Perfume Stores
Funded by Cornerstone Capital Bank SSB · Lender record →
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Who funds Armstrong McCall — and where

Every dot is a financed Armstrong McCall — 2 mapped.

Financed Armstrong McCall locations — list all 2 as text

Lysh Beauty, LLC — Lubbock · $462K · FY2020 · Cosmetics, Beauty Supplies, and Perfume Stores
Maga Posse LLC — Corpus Christi · $1.4M · FY2022 · Other Miscellaneous Nondurable Goods Merchant Wholesalers

Top lenders for this brand

Most active states

1.Texas (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Armstrong McCall 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Armstrong McCall lending specialist.

Common questions

How much does a Armstrong McCall cost to buy or open?

The typical deal for Armstrong McCall is $1.4M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $152K of buyer cash on a typical deal.

How risky is Armstrong McCall?

Armstrong McCall has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Armstrong McCall with an SBA loan?

Yes — Armstrong McCall has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Armstrong McCall franchise

Most Armstrong McCall buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Armstrong McCall deal financed for $1.4M, which points to about $152K of buyer cash on a typical purchase. Armstrong McCall is listed in the SBA Franchise Directory (identifier S0133), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Armstrong McCall — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Armstrong McCall — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Armstrong McCall — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Armstrong McCall is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$1.4M typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S0133)
Top lenders: Cornerstone Capital Bank SSB, First United Bank and Trust Company

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/armstrong-mccall
API:: https://www.capbench.com/api/public/franchises/armstrong-mccall
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Armstrong McCall.