Atlanta Bread Company, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0145)

1 deals since 2020 · typical deal $445K

Deals since 2020

$445K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Atlanta Bread Company has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Atlanta Bread Company

Most Atlanta Bread Company deals financed between $445K and $445K. Above $445K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$445K

Monthly payment (10-yr): $5,819
Down payment (10%): $49K
Cash to close (all-in): $66K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$66K)

Experience

Recent financings

Woo's Industries, LLC in Woodstock, GA — $445K (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
2.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$334K (75%)
Approval → funding
4 days
Approved
8/27/2020
First disbursed
8/31/2020
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$494K
Est. down payment (10%)
$49K
Est. cash at closing
$66K
Monthly payment
$4,195
Annual debt service
$50K
Cash flow needed (1.25×)
$63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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Who funds Atlanta Bread Company — and where

Every dot is a financed Atlanta Bread Company — 1 mapped.

Financed Atlanta Bread Company locations — list all 1 as text

Woo's Industries, LLC — Woodstock · $445K · FY2020 · Limited-Service Restaurants

Top lenders for this brand

1.The Huntington National Bank(1)

Most active states

1.Georgia (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Atlanta Bread Company 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Atlanta Bread Company lending specialist.

Common questions

How much does a Atlanta Bread Company cost to buy or open?

The typical deal for Atlanta Bread Company is $445K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $49K of buyer cash on a typical deal.

How risky is Atlanta Bread Company?

Atlanta Bread Company has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Atlanta Bread Company with an SBA loan?

Yes — Atlanta Bread Company has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Atlanta Bread Company franchise

Most Atlanta Bread Company buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Atlanta Bread Company deal financed for $445K, which points to about $49K of buyer cash on a typical purchase. Atlanta Bread Company is listed in the SBA Franchise Directory (identifier S0145), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Atlanta Bread Company — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Atlanta Bread Company — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Atlanta Bread Company — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Atlanta Bread Company is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$445K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S0145)
Top lenders: The Huntington National Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/atlanta-bread-company
API:: https://www.capbench.com/api/public/franchises/atlanta-bread-company
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Atlanta Bread Company.