B & G Milkyway, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S6091)

3 deals since 2020 · typical deal $225K

Deals since 2020

$225K

Typical deal

Deals since FY2025

—

Too few deals to score risk

B & G Milkyway has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for B & G Milkyway

Most B & G Milkyway deals financed between $25K and $225K. Above $225K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$225K

Monthly payment (10-yr): $3,326
Down payment (10%): $25K
Cash to close (all-in): $33K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$33K)

Experience

Recent financings

B&G CLIFF, INC. in Sioux Falls, SD — $225K (2023) · First National Bank of Omaha
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$113K (50%)
Approved
10/26/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Retailers
Funded by First National Bank of Omaha · Lender record →
Your business? Claim this record · Request removal
B&G CLIFF, INC. in Sioux Falls, SD — $225K (2023) · First National Bank of Omaha
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$169K (75%)
Approval → funding
92 days
Approved
11/7/2022
First disbursed
2/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Retailers
Funded by First National Bank of Omaha · Lender record →
Your business? Claim this record · Request removal
B&G CLIFF, INC. in Sioux Falls, SD — $25K (2023) · First National Bank of Omaha
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
10/26/2022
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Retailers
Funded by First National Bank of Omaha · Lender record →
Your business? Claim this record · Request removal

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Who funds B & G Milkyway — and where

Every dot is a financed B & G Milkyway — 3 mapped.

Financed B & G Milkyway locations — list all 3 as text

B&G CLIFF, INC. — Sioux Falls · $225K · FY2023 · All Other Specialty Food Retailers
B&G CLIFF, INC. — Sioux Falls · $25K · FY2023 · All Other Specialty Food Retailers
B&G CLIFF, INC. — Sioux Falls · $225K · FY2023 · All Other Specialty Food Retailers

Top lenders for this brand

1.First National Bank of Omaha(3)

Most active states

1.South Dakota (3 loans)

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Insider move

Start with the lenders above — a bank that's funded B & G Milkyway 3 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable B & G Milkyway lending specialist.

Common questions

How much does a B & G Milkyway cost to buy or open?

The typical deal for B & G Milkyway is $225K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $25K of buyer cash on a typical deal.

How risky is B & G Milkyway?

B & G Milkyway has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a B & G Milkyway with an SBA loan?

Yes — B & G Milkyway has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a B & G Milkyway franchise

Most B & G Milkyway buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical B & G Milkyway deal financed for $225K, which points to about $25K of buyer cash on a typical purchase. B & G Milkyway is listed in the SBA Franchise Directory (identifier S6091), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund B & G Milkyway — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for B & G Milkyway — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for B & G Milkyway — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. B & G Milkyway is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

3 SBA 7(a) deals since 2020
$225K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S6091)
Top lenders: First National Bank of Omaha

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/b-g-milkyway
API:: https://www.capbench.com/api/public/franchises/b-g-milkyway
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with B & G Milkyway.