Bagel Boss, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S6510)

1 deals since 2020 · typical deal $629K

Deals since 2020

$629K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Bagel Boss has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Bagel Boss

Most Bagel Boss deals financed between $629K and $629K. Above $629K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$629K

Monthly payment (10-yr): $8,220
Down payment (10%): $70K
Cash to close (all-in): $93K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$93K)

Experience

Recent financings

Venture Industries LLC in King, NC — $629K (2024) · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
124 months
SBA guaranteed
$471K (75%)
Approved
5/29/2024
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
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Who funds Bagel Boss — and where

Every dot is a financed Bagel Boss — 1 mapped.

Financed Bagel Boss locations — list all 1 as text

Venture Industries LLC — King · $629K · FY2024 · Limited-Service Restaurants

Top lenders for this brand

1.Gulf Coast Bank and Trust Company(1)

Most active states

1.North Carolina (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Bagel Boss 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Bagel Boss lending specialist.

Common questions

How much does a Bagel Boss cost to buy or open?

The typical deal for Bagel Boss is $629K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $69K of buyer cash on a typical deal.

How risky is Bagel Boss?

Bagel Boss has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Bagel Boss with an SBA loan?

Yes — Bagel Boss has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Bagel Boss franchise

Most Bagel Boss buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Bagel Boss deal financed for $629K, which points to about $69K of buyer cash on a typical purchase. Bagel Boss is listed in the SBA Franchise Directory (identifier S6510), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Bagel Boss — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Bagel Boss — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Bagel Boss — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Bagel Boss is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$629K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S6510)
Top lenders: Gulf Coast Bank and Trust Company

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/bagel-boss
API:: https://www.capbench.com/api/public/franchises/bagel-boss
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Bagel Boss.