Bagel Dock Express, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S8352)

2 deals since 2020 · typical deal $365K

Deals since 2020

$365K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Bagel Dock Express has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Bagel Dock Express

Most Bagel Dock Express deals financed between $321K and $365K. Above $365K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$365K

Monthly payment (10-yr): $4,773
Down payment (10%): $41K
Cash to close (all-in): $54K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$54K)

Experience

Recent financings

LBC BAGEL ENTERPRISES LLC in Kingsport, TN — $321K (2026) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$241K (75%)
Approved
2/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
KT-BagelOne LLC in Pooler, GA — $365K (2025) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$274K (75%)
Approval → funding
157 days
Approved
9/23/2025
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Bagel Dock Express?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Who funds Bagel Dock Express — and where

Every dot is a financed Bagel Dock Express — 2 mapped.

Financed Bagel Dock Express locations — list all 2 as text

KT-BagelOne LLC — Pooler · $365K · FY2025 · Limited-Service Restaurants
LBC BAGEL ENTERPRISES LLC — Kingsport · $321K · FY2026 · Limited-Service Restaurants

Top lenders for this brand

1.Bank Five Nine(2)

Most active states

1.Georgia (1 loans)
2.Tennessee (1 loans)

Represent Bagel Dock Express?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Insider move

Start with the lenders above — a bank that's funded Bagel Dock Express 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Bagel Dock Express lending specialist.

Common questions

How much does a Bagel Dock Express cost to buy or open?

The typical deal for Bagel Dock Express is $365K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $40K of buyer cash on a typical deal.

How risky is Bagel Dock Express?

Bagel Dock Express has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Bagel Dock Express with an SBA loan?

Yes — Bagel Dock Express has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Bagel Dock Express franchise

Most Bagel Dock Express buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Bagel Dock Express deal financed for $365K, which points to about $40K of buyer cash on a typical purchase. Bagel Dock Express is listed in the SBA Franchise Directory (identifier S8352), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Bagel Dock Express — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Bagel Dock Express — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Bagel Dock Express — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Bagel Dock Express is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$365K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S8352)
Top lenders: Bank Five Nine

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/bagel-dock-express
API:: https://www.capbench.com/api/public/franchises/bagel-dock-express
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Bagel Dock Express?

Five minutes with a specialist who's seen Bagel Dock Express deals close answers more than an hour of searching. Free, usually same-day.

Represent Bagel Dock Express?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing Request removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Bagel Dock Express.