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Barry Bagels, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0193)

5 deals since 2020 · typical deal $393K

5

Deals since 2020

$393K

Typical deal

2

Deals since FY2025

—

Too few deals to score risk

Barry Bagels has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Barry Bagels

Most Barry Bagels deals financed between $200K and $496K. Above $496K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,139
Down payment (10%)
$44K
Cash to close (all-in)
$58K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$58K)

Experience

Recent financings

  • DYT BAGELS 2 LLC in Dayton, OH — $496K (2025) · First Financial Bank
  • ML BAGELS LLC in Ann Arbor, MI — $200K (2025) · The Farmers and Merchants State Bank
  • BH BREADWINNERS ONE, LLC in Carmel, IN — $682K (2024) · The Huntington National Bank
  • BH BREADWINNERS ONE, LLC in Carmel, IN — $393K (2023) · The Huntington National Bank
  • BH BREADWINNERS ONE, LLC in Carmel, IN — $30K (2023) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Barry Bagels brand mark

Who funds Barry Bagels — and where

Every dot is a financed Barry Bagels — 5 mapped.

Financed Barry Bagels locations — list all 5 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(3)
  2. 2.First Financial Bank(1)
  3. 3.The Farmers and Merchants State Bank(1)

Most active states

  1. 1.Indiana (3 loans)
  2. 2.Ohio (1 loans)
  3. 3.Michigan (1 loans)

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Common questions

How much does a Barry Bagels cost to buy or open?

The typical deal for Barry Bagels is $393K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $43K of buyer cash on a typical deal.

How risky is Barry Bagels?

Barry Bagels has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Barry Bagels with an SBA loan?

Yes — Barry Bagels has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Barry Bagels franchise

Most Barry Bagels buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Barry Bagels deal financed for $393K, which points to about $43K of buyer cash on a typical purchase. Barry Bagels is listed in the SBA Franchise Directory (identifier S0193), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Barry Bagels — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Barry Bagels — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Barry Bagels — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Barry Bagels is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 5 SBA 7(a) deals since 2020
  • $393K typical deal
  • 2 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0193)
  • Top lenders: The Huntington National Bank, First Financial Bank, The Farmers and Merchants State Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/barry-bagels
API:
https://www.capbench.com/api/public/franchises/barry-bagels
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Barry Bagels.

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