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BAYA BAR, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4227)

5 deals since 2020 · typical deal $90K

5

Deals since 2020

$90K

Typical deal

2

Deals since FY2025

—

Too few deals to score risk

BAYA BAR has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for BAYA BAR

Most BAYA BAR deals financed between $50K and $257K. Above $257K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$1,331
Down payment (10%)
$10K
Cash to close (all-in)
$13K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$13K)

Experience

Recent financings

  • OASIS KEW GARDEN INC. in Babylon, NY — $277K (2025) · The Huntington National Bank
  • OASIS KEW GARDEN INC. in Babylon, NY — $50K (2025) · The Huntington National Bank
  • BAYA BAR in Port Jefferson Station, NY — $257K (2024) · The Huntington National Bank
  • BAYA BAR MILL BASIN INC in Brooklyn, NY — $50K (2021) · Manufacturers and Traders Trust Company
  • ASM Group LLC in Kenner, LA — $90K (2020) · Gulf Coast Bank and Trust Company

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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BAYA BAR brand mark

Who funds BAYA BAR — and where

Every dot is a financed BAYA BAR — 5 mapped.

Financed BAYA BAR locations — list all 5 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(3)
  2. 2.Gulf Coast Bank and Trust Company(1)
  3. 3.Manufacturers and Traders Trust Company(1)

Most active states

  1. 1.New York (4 loans)
  2. 2.Louisiana (1 loans)

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Common questions

How much does a BAYA BAR cost to buy or open?

The typical deal for BAYA BAR is $90K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $10K of buyer cash on a typical deal.

How risky is BAYA BAR?

BAYA BAR has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a BAYA BAR with an SBA loan?

Yes — BAYA BAR has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a BAYA BAR franchise

Most BAYA BAR buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical BAYA BAR deal financed for $90K, which points to about $10K of buyer cash on a typical purchase. BAYA BAR is listed in the SBA Franchise Directory (identifier S4227), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund BAYA BAR — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for BAYA BAR — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for BAYA BAR — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. BAYA BAR is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 5 SBA 7(a) deals since 2020
  • $90K typical deal
  • 2 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S4227)
  • Top lenders: The Huntington National Bank, Gulf Coast Bank and Trust Company, Manufacturers and Traders Trust Company

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/baya-bar
API:
https://www.capbench.com/api/public/franchises/baya-bar
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with BAYA BAR.

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