Ben's Soft Pretzels, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2124)
5 deals since 2020 · typical deal $68K
5
Deals since 2020
$68K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Ben's Soft Pretzels
Most Ben's Soft Pretzels deals financed between $50K and $76K. Above $76K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,005
- Down payment (10%)
- $8K
- Cash to close (all-in)
- $10K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$10K)
Experience
Recent financings
- The Salty Veteran LLC in Cicero, IN — $115K (2026) · Lake City Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.7% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $58K (50%)
- Approved
- 1/12/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Mobile Food Services
Funded by Lake City Bank · Lender record →
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- The Boujee Brown Box, LLC in Fishers, IN — $76K (2026) · Three Rivers Federal Credit Union
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% fixed
- Term
- 87 months
- SBA guaranteed
- $38K (50%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Mobile Food Services
Funded by Three Rivers Federal Credit Union · Lender record →
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- Lata Dough LLC in Liberty Center, OH — $68K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $51K (75%)
- Approval → funding
- 21 days
- Approved
- 7/11/2024
- First disbursed
- 8/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Lata Dough LLC in Liberty Center, OH — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 21 days
- Approved
- 7/11/2024
- First disbursed
- 8/1/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- THE FIRST FIVE CORPORATION in Liberty Center, OH — $50K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 49 days
- Approved
- 7/13/2020
- First disbursed
- 8/31/2020
- Loan status
- Paid in full (6/30/2022)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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Who funds Ben's Soft Pretzels — and where
Every dot is a financed Ben's Soft Pretzels — 5 mapped.
Financed Ben's Soft Pretzels locations — list all 5 as text
- Lata Dough LLC — Liberty Center · $25K · FY2024 · Limited-Service Restaurants
- Lata Dough LLC — Liberty Center · $68K · FY2024 · Limited-Service Restaurants
- The Salty Veteran LLC — Cicero · $115K · FY2026 · Mobile Food Services
- The Boujee Brown Box, LLC — Fishers · $76K · FY2026 · Mobile Food Services
- THE FIRST FIVE CORPORATION — Liberty Center · $50K · FY2020 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Ohio (3 loans)
- 2.Indiana (2 loans)
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Common questions
How much does a Ben's Soft Pretzels cost to buy or open?
The typical deal for Ben's Soft Pretzels is $68K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $7K of buyer cash on a typical deal.
How risky is Ben's Soft Pretzels?
Ben's Soft Pretzels has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Ben's Soft Pretzels with an SBA loan?
Yes — Ben's Soft Pretzels has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Ben's Soft Pretzels franchise
Most Ben's Soft Pretzels buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Ben's Soft Pretzels deal financed for $68K, which points to about $7K of buyer cash on a typical purchase. Ben's Soft Pretzels is listed in the SBA Franchise Directory (identifier S2124), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Ben's Soft Pretzels — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Ben's Soft Pretzels — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Ben's Soft Pretzels — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Ben's Soft Pretzels is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 5 SBA 7(a) deals since 2020
- $68K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2124)
- Top lenders: The Huntington National Bank, Lake City Bank, Three Rivers Federal Credit Union
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Ben's Soft Pretzels.