Bobbles & Lace, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7408)
5 deals since 2020 · typical deal $150K
5
Deals since 2020
$150K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Bobbles & Lace
Most Bobbles & Lace deals financed between $120K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Athmer Management , LLC in Cincinnati, OH — $259K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $194K (75%)
- Approval → funding
- 84 days
- Approved
- 12/23/2024
- First disbursed
- 3/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
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- Athmer Management , LLC in Cincinnati, OH — $25K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 12/23/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by The Huntington National Bank · Lender record →
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- Yajaira Fuentes in Ogunquit, ME — $150K (2023) · Eastern Maine Development Corporation
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 26 days
- Approved
- 8/31/2023
- First disbursed
- 9/26/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Eastern Maine Development Corporation · Lender record →
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- Lohp LLC in Providence, RI — $150K (2023) · Community Investment Corporation
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 12% variable
- Term
- 100 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 9 days
- Approved
- 5/23/2023
- First disbursed
- 6/1/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Community Investment Corporation · Lender record →
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- JGILBRIDE LLC in Beverly, MA — $120K (2023) · Newburyport Five Cents Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $60K (50%)
- Approval → funding
- 0 days
- Approved
- 1/17/2023
- First disbursed
- 1/17/2023
- Loan status
- Paid in full (11/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Other Specialized Design Services
Funded by Newburyport Five Cents Savings Bank · Lender record →
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Who funds Bobbles & Lace — and where
Every dot is a financed Bobbles & Lace — 5 mapped.
Financed Bobbles & Lace locations — list all 5 as text
- JGILBRIDE LLC — Beverly · $120K · FY2023 · Other Specialized Design Services
- Yajaira Fuentes — Ogunquit · $150K · FY2023 · Clothing and Clothing Accessories Retailers
- Athmer Management , LLC — Cincinnati · $259K · FY2025 · Clothing and Clothing Accessories Retailers
- Athmer Management , LLC — Cincinnati · $25K · FY2025 · Clothing and Clothing Accessories Retailers
- Lohp LLC — Providence · $150K · FY2023 · Clothing and Clothing Accessories Retailers
Top lenders for this brand
Most active states
- 1.Ohio (2 loans)
- 2.Massachusetts (1 loans)
- 3.Maine (1 loans)
- 4.Rhode Island (1 loans)
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Common questions
How much does a Bobbles & Lace cost to buy or open?
The typical deal for Bobbles & Lace is $150K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Bobbles & Lace?
Bobbles & Lace has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Bobbles & Lace with an SBA loan?
Yes — Bobbles & Lace has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Bobbles & Lace franchise
Most Bobbles & Lace buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Bobbles & Lace deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Bobbles & Lace is listed in the SBA Franchise Directory (identifier S7408), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Bobbles & Lace — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Bobbles & Lace — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Bobbles & Lace — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Bobbles & Lace is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 5 SBA 7(a) deals since 2020
- $150K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7408)
- Top lenders: The Huntington National Bank, Newburyport Five Cents Savings Bank, Eastern Maine Development Corporation
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Bobbles & Lace.