Brain Balance, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0247)
9 deals since 2020 · typical deal $225K
9
Deals since 2020
$225K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Brain Balance
Most Brain Balance deals financed between $150K and $378K. Above $378K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,326
- Down payment (10%)
- $25K
- Cash to close (all-in)
- $33K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$33K)
Experience
Recent financings
- FOX VALLEY LEARNING CENTER LLC in Mequon, WI — $150K (2026) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $113K (75%)
- Approval → funding
- 31 days
- Approved
- 1/27/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Existing or more than 2 years old
- Industry
- Educational Support Services
Funded by Northeast Bank · Lender record →
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- Brain Healthy For Life, LLC in Wayne, PA — $255K (2025) · CRF Small Business Loan Company, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $191K (75%)
- Approval → funding
- 68 days
- Approved
- 5/15/2025
- First disbursed
- 7/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by CRF Small Business Loan Company, LLC · Lender record →
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- Fully Alive Education Services LLC in Lincoln, NE — $30K (2024) · purchase · Union Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $26K (85%)
- Approved
- 3/12/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- All Other Miscellaneous Schools and Instruction
If you were the buyer here
- Est. deal size
- $33K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $623
- Annual debt service
- $7K
- Cash flow needed (1.25×)
- $9K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Union Bank and Trust Company · Lender record →
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- Fully Alive Education Services LLC in Lincoln, NE — $20K (2024) · purchase · Union Bank and Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approved
- 3/12/2024
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- All Other Miscellaneous Schools and Instruction
If you were the buyer here
- Est. deal size
- $22K
- Est. down payment (10%)
- $2K
- Est. cash at closing
- $3K
- Monthly payment
- $259
- Annual debt service
- $3K
- Cash flow needed (1.25×)
- $4K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Union Bank and Trust Company · Lender record →
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- Fox Valley Achievement Center, LLC in Kaukana, WI — $225K (2023) · Bank First, N.A.
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 12 days
- Approved
- 9/22/2023
- First disbursed
- 10/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- New Business or 2 years or less
- Industry
- Exam Preparation and Tutoring
Funded by Bank First, N.A. · Lender record →
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- Fox Valley Achievement Center, LLC in Kaukauna, WI — $431K (2021) · Bank First, N.A.
- Program
- 7a General
- Rate at approval
- 4.95% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $388K (90%)
- Approval → funding
- 24 days
- Approved
- 8/17/2021
- First disbursed
- 9/10/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Exam Preparation and Tutoring
Funded by Bank First, N.A. · Lender record →
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- FOX VALLEY LEARNING CENTER LLC in Mequon, WI — $150K (2021) · Bank First, N.A.
- Program
- 7a General
- Rate at approval
- 5.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 61 days
- Approved
- 12/4/2020
- First disbursed
- 2/3/2021
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Exam Preparation and Tutoring
Funded by Bank First, N.A. · Lender record →
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- Dylans Kids, LLC in Jacksonville, FL — $464K (2020) · purchase · Oconee State Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $348K (75%)
- Approval → funding
- 70 days
- Approved
- 1/21/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Educational Support Services
If you were the buyer here
- Est. deal size
- $516K
- Est. down payment (10%)
- $52K
- Est. cash at closing
- $69K
- Monthly payment
- $5,508
- Annual debt service
- $66K
- Cash flow needed (1.25×)
- $83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Oconee State Bank · Lender record →
Your business? Claim this record · Request removal
- Lexington Kids LLC in Simpsonville, SC — $378K (2020) · purchase · Oconee State Bank
- Program
- 7a General
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $284K (75%)
- Approval → funding
- 9 days
- Approved
- 1/22/2020
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Educational Support Services
If you were the buyer here
- Est. deal size
- $420K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $56K
- Monthly payment
- $4,389
- Annual debt service
- $53K
- Cash flow needed (1.25×)
- $66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Oconee State Bank · Lender record →
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Who funds Brain Balance — and where
Every dot is a financed Brain Balance — 9 mapped.
Financed Brain Balance locations — list all 9 as text
- FOX VALLEY LEARNING CENTER LLC — Mequon · $150K · FY2026 · Educational Support Services
- Brain Healthy For Life, LLC — Wayne · $255K · FY2025 · Offices of Physical, Occupational and Speech Therapists, and
- FOX VALLEY LEARNING CENTER LLC — Mequon · $150K · FY2021 · Exam Preparation and Tutoring
- Fully Alive Education Services LLC — Lincoln · $20K · FY2024 · All Other Miscellaneous Schools and Instruction
- Fully Alive Education Services LLC — Lincoln · $30K · FY2024 · All Other Miscellaneous Schools and Instruction
- Fox Valley Achievement Center, LLC — Kaukana · $225K · FY2023 · Exam Preparation and Tutoring
- Dylans Kids, LLC — Jacksonville · $464K · FY2020 · Educational Support Services
- Lexington Kids LLC — Simpsonville · $378K · FY2020 · Educational Support Services
- Fox Valley Achievement Center, LLC — Kaukauna · $431K · FY2021 · Exam Preparation and Tutoring
Top lenders for this brand
Most active states
- 1.Wisconsin (4 loans)
- 2.Nebraska (2 loans)
- 3.Pennsylvania (1 loans)
- 4.Florida (1 loans)
- 5.South Carolina (1 loans)
Represent Brain Balance?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Brain Balance cost to buy or open?
The typical deal for Brain Balance is $225K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $25K of buyer cash on a typical deal.
How risky is Brain Balance?
Brain Balance has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Brain Balance with an SBA loan?
Yes — Brain Balance has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Brain Balance franchise
Most Brain Balance buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Brain Balance deal financed for $225K, which points to about $25K of buyer cash on a typical purchase. Brain Balance is listed in the SBA Franchise Directory (identifier S0247), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Brain Balance — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Brain Balance — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Brain Balance — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Brain Balance is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $225K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0247)
- Top lenders: Bank First, N.A., Union Bank and Trust Company, Oconee State Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Brain Balance?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Brain Balance.