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Bruster's Real Ice Cream, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0263)

84 deals since 2020 · typical deal $540K · 1.96% failure rate

84

Deals since 2020

$540K

Typical deal

20

Deals since FY2025

1.96%

Failure rate (FY20–23)

Bruster's Real Ice Cream's 1.96% failure rate sits in the normal range for franchises. Underwrite the location, not just the brand.

What buyers pay for Bruster's Real Ice Cream

Most Bruster's Real Ice Cream deals financed between $213K and $805K. Above $805K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$7,062
Down payment (10%)
$60K
Cash to close (all-in)
$80K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$80K)

Experience

Recent financings

  • Bruster's Real Ice Cream in San Antonio, TX — $800K (2026) · United Community Bank
  • Bruster's Real Ice Cream in Copiague, NY — $800K (2026) · United Community Bank
  • Bruster's Real Ice Cream in Oceanport, NJ — $630K (2026) · United Community Bank
  • Bruster's Real Ice Cream in Copiague, NY — $25K (2026) · United Community Bank
  • SAYA LLC in Buford, GA — $4.2M (2025) · Citizens Bank
  • Bruster's Real Ice Cream in Scottsdale, AZ — $1.1M (2025) · United Community Bank
  • Bruster's Real Ice Cream in Saint Louis, MO — $960K (2025) · United Community Bank
  • Bruster's Real Ice Cream of La Mesa in La Mesa, CA — $811K (2025) · Mission Valley Bank
  • Bruster's Real Ice Cream in Fort Worth, TX — $700K (2025) · United Community Bank
  • Bruster's Real Ice Cream in Lees Summit, MO — $620K (2025) · United Community Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Bruster's Real Ice Cream brand mark

Who funds Bruster's Real Ice Cream — and where

Every dot is a financed Bruster's Real Ice Cream — 83 mapped.

Financed Bruster's Real Ice Cream locations — list all 83 as text

Top lenders for this brand

  1. 1.United Community Bank(30)
  2. 2.The Huntington National Bank(8)
  3. 3.Meadows Bank(5)
  4. 4.America First FCU (3)
  5. 5.Mission Valley Bank(3)

Most active states

  1. 1.Georgia (11 loans)
  2. 2.South Carolina (9 loans)
  3. 3.California (8 loans)
  4. 4.Texas (7 loans)
  5. 5.North Carolina (6 loans)
  6. 6.Missouri (5 loans)
  7. 7.Ohio (4 loans)
  8. 8.Virginia (4 loans)

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Common questions

How much does a Bruster's Real Ice Cream cost to buy or open?

The typical deal for Bruster's Real Ice Cream is $540K across 84 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $59K of buyer cash on a typical deal.

How risky is Bruster's Real Ice Cream?

1.96% of Bruster's Real Ice Cream's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Bruster's Real Ice Cream with an SBA loan?

Yes — Bruster's Real Ice Cream has been SBA-financed 20 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Bruster's Real Ice Cream franchise

Most Bruster's Real Ice Cream buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Bruster's Real Ice Cream deal financed for $540K, which points to about $59K of buyer cash on a typical purchase. Bruster's Real Ice Cream is listed in the SBA Franchise Directory (identifier S0263), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Bruster's Real Ice Cream — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Bruster's Real Ice Cream — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Bruster's Real Ice Cream — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Bruster's Real Ice Cream is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 84 SBA 7(a) deals since 2020
  • $540K typical deal
  • 20 deals since FY2025
  • 1.96% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S0263)
  • Top lenders: United Community Bank, The Huntington National Bank, Meadows Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/bruster-s-real-ice-cream
API:
https://www.capbench.com/api/public/franchises/bruster-s-real-ice-cream
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Bruster's Real Ice Cream.

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