Buffalo Wings & Rings, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0270)

2 deals since 2020 · typical deal $749K

Deals since 2020

$749K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Buffalo Wings & Rings has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Buffalo Wings & Rings

Most Buffalo Wings & Rings deals financed between $150K and $749K. Above $749K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$749K

Monthly payment (10-yr): $9,795
Down payment (10%): $83K
Cash to close (all-in): $114K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$114K)

Experience

Recent financings

BWR Bridgeport, LLC in Chicago, IL — $749K (2025) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
125 months
SBA guaranteed
$562K (75%)
Approval → funding
20 days
Approved
10/15/2024
First disbursed
11/4/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
41
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$832K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$9,878
Annual debt service
$119K
Cash flow needed (1.25×)
$148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
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BUFFALO WINGS AND RINGS in Modesto, CA — $150K (2025) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
7 days
Approved
7/28/2025
First disbursed
8/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
47
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
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Who funds Buffalo Wings & Rings — and where

Every dot is a financed Buffalo Wings & Rings — 2 mapped.

Financed Buffalo Wings & Rings locations — list all 2 as text

BUFFALO WINGS AND RINGS — Modesto · $150K · FY2025 · Full-Service Restaurants
BWR Bridgeport, LLC — Chicago · $749K · FY2025 · Full-Service Restaurants

Top lenders for this brand

1.Celtic Bank Corporation(2)

Most active states

1.California (1 loans)
2.Illinois (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Buffalo Wings & Rings 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Buffalo Wings & Rings lending specialist.

Common questions

How much does a Buffalo Wings & Rings cost to buy or open?

The typical deal for Buffalo Wings & Rings is $749K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $82K of buyer cash on a typical deal.

How risky is Buffalo Wings & Rings?

Buffalo Wings & Rings has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Buffalo Wings & Rings with an SBA loan?

Yes — Buffalo Wings & Rings has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Buffalo Wings & Rings franchise

Most Buffalo Wings & Rings buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Buffalo Wings & Rings deal financed for $749K, which points to about $82K of buyer cash on a typical purchase. Buffalo Wings & Rings is listed in the SBA Franchise Directory (identifier S0270), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Buffalo Wings & Rings — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Buffalo Wings & Rings — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Buffalo Wings & Rings — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Buffalo Wings & Rings is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$749K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S0270)
Top lenders: Celtic Bank Corporation

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/buffalo-wings-rings
API:: https://www.capbench.com/api/public/franchises/buffalo-wings-rings
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Buffalo Wings & Rings.