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Candy Cloud, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S7755)

12 deals since 2020 · typical deal $394K

12

Deals since 2020

$394K

Typical deal

10

Deals since FY2025

—

Too few deals to score risk

Candy Cloud has 12 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Candy Cloud

Most Candy Cloud deals financed between $257K and $500K. Above $500K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,152
Down payment (10%)
$44K
Cash to close (all-in)
$59K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$59K)

Experience

Recent financings

  • MLM8 LLC in Miami, FL — $517K (2025) · Byline Bank
  • Damaris Olmo LLC in Piscataway, NJ — $500K (2025) · The Huntington National Bank
  • Cloud Nine Sips Oswego, LLC in Oswego, IL — $500K (2025) · St. Charles Bank & Trust Company, National Association
  • Cloud Nine Sips DeKalb LLC in Dekalb, IL — $500K (2025) · St. Charles Bank & Trust Company, National Association
  • Cloud Nine Sips-Oak Creek, LLC in Oak Creek, WI — $398K (2025) · St. Charles Bank & Trust Company, National Association
  • Thomas and Clark Investments LLC in St Johns, FL — $394K (2025) · Magnifi Financial CU
  • SWEET SIX LLC in Columbus, OH — $340K (2025) · The Huntington National Bank
  • Candy Cloud LLC in Rockford, IL — $257K (2025) · Midland States Bank
  • Damaris Olmo LLC in Piscataway, NJ — $50K (2025) · The Huntington National Bank
  • SWEET SIX LLC in Columbus, OH — $30K (2025) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Candy Cloud brand mark

Who funds Candy Cloud — and where

Every dot is a financed Candy Cloud — 12 mapped.

Financed Candy Cloud locations — list all 12 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(6)
  2. 2.St. Charles Bank & Trust Company, National Association(3)
  3. 3.Midland States Bank(1)
  4. 4.Byline Bank(1)
  5. 5.Magnifi Financial CU(1)

Most active states

  1. 1.Illinois (5 loans)
  2. 2.Florida (2 loans)
  3. 3.New Jersey (2 loans)
  4. 4.Ohio (2 loans)
  5. 5.Wisconsin (1 loans)

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Common questions

How much does a Candy Cloud cost to buy or open?

The typical deal for Candy Cloud is $394K across 12 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $43K of buyer cash on a typical deal.

How risky is Candy Cloud?

Candy Cloud has 12 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Candy Cloud with an SBA loan?

Yes — Candy Cloud has been SBA-financed 10 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Candy Cloud franchise

Most Candy Cloud buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Candy Cloud deal financed for $394K, which points to about $43K of buyer cash on a typical purchase. Candy Cloud is listed in the SBA Franchise Directory (identifier S7755), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Candy Cloud — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Candy Cloud — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Candy Cloud — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Candy Cloud is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 12 SBA 7(a) deals since 2020
  • $394K typical deal
  • 10 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S7755)
  • Top lenders: The Huntington National Bank, St. Charles Bank & Trust Company, National Association, Midland States Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/candy-cloud
API:
https://www.capbench.com/api/public/franchises/candy-cloud
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Candy Cloud.

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