Carquest Auto Parts, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2343)

6 deals since 2020 · typical deal $486K

Deals since 2020

$486K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Carquest Auto Parts has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Carquest Auto Parts

Most Carquest Auto Parts deals financed between $300K and $536K. Above $536K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$486K

Monthly payment (10-yr): $6,355
Down payment (10%): $54K
Cash to close (all-in): $72K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$72K)

Experience

Recent financings

Center Point Auto Parts, Inc. in Center Point, IA — $300K (2022) · purchase · Lincoln Savings Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
4 days
Approved
3/31/2022
First disbursed
4/4/2022
Loan status
Paid in full (3/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Automotive Parts and Accessories Retailers
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,331
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lincoln Savings Bank
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Taylor Auto Parts and Supply Inc. in Mount Airy, NC — $1.1M (2021) · Truist Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$801K (75%)
Approval → funding
4 days
Approved
12/27/2020
First disbursed
12/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
New Business or 2 years or less
Industry
Automotive Parts and Accessories Stores
Funded by Truist Bank · Lender record →
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Farris Farm & Auto, Inc. in Scobey, MT — $536K (2021) · purchase · Stockman Bank of Montana
Program
Preferred Lenders Program
Rate at approval
4.95% variable
Term
120 mo (10 yrs)
SBA guaranteed
$402K (75%)
Approval → funding
3 days
Approved
3/12/2021
First disbursed
3/15/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Automotive Parts and Accessories Stores
If you were the buyer here
Est. deal size
$595K
Est. down payment (10%)
$60K
Est. cash at closing
$80K
Monthly payment
$5,667
Annual debt service
$68K
Cash flow needed (1.25×)
$85K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stockman Bank of Montana
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Bay Auto Parts of Baraga County Inc. in Baraga, MI — $486K (2020) · purchase · Superior National Bank
Program
7a General
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$365K (75%)
Approval → funding
15 days
Approved
12/16/2019
First disbursed
12/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Automotive Parts and Accessories Stores
If you were the buyer here
Est. deal size
$540K
Est. down payment (10%)
$54K
Est. cash at closing
$72K
Monthly payment
$5,096
Annual debt service
$61K
Cash flow needed (1.25×)
$76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Superior National Bank
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Lozier Properties, LLC in Baraga, MI — $324K (2020) · purchase · Superior National Bank
Program
7a General
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$243K (75%)
Approval → funding
15 days
Approved
12/16/2019
First disbursed
12/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Automotive Parts and Accessories Stores
If you were the buyer here
Est. deal size
$360K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$1,847
Annual debt service
$22K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Superior National Bank
Your business? Claim this record · Request removal
Bay Auto Parts of Baraga County Inc. in Baraga, MI — $75K (2020) · Superior National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
118 months
SBA guaranteed
$38K (50%)
Approval → funding
46 days
Approved
12/16/2019
First disbursed
1/31/2020
Loan status
Paid in full (2/28/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Unanswered
Industry
Automotive Parts and Accessories Stores
Funded by Superior National Bank
Your business? Claim this record · Request removal

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Who funds Carquest Auto Parts — and where

Every dot is a financed Carquest Auto Parts — 6 mapped.

Financed Carquest Auto Parts locations — list all 6 as text

Taylor Auto Parts and Supply Inc. — Mount Airy · $1.1M · FY2021 · Automotive Parts and Accessories Stores
Farris Farm & Auto, Inc. — Scobey · $536K · FY2021 · Automotive Parts and Accessories Stores
Bay Auto Parts of Baraga County Inc. — Baraga · $75K · FY2020 · Automotive Parts and Accessories Stores
Lozier Properties, LLC — Baraga · $324K · FY2020 · Automotive Parts and Accessories Stores
Bay Auto Parts of Baraga County Inc. — Baraga · $486K · FY2020 · Automotive Parts and Accessories Stores
Center Point Auto Parts, Inc. — Center Point · $300K · FY2022 · Automotive Parts and Accessories Retailers

Top lenders for this brand

1.Superior National Bank (3)
2.Truist Bank(1)
3.Stockman Bank of Montana (1)
4.Lincoln Savings Bank (1)

Most active states

1.Michigan (3 loans)
2.North Carolina (1 loans)
3.Montana (1 loans)
4.Iowa (1 loans)

Represent Carquest Auto Parts?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

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Insider move

Start with the lenders above — a bank that's funded Carquest Auto Parts 3 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Carquest Auto Parts lending specialist.

Common questions

How much does a Carquest Auto Parts cost to buy or open?

The typical deal for Carquest Auto Parts is $486K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $53K of buyer cash on a typical deal.

How risky is Carquest Auto Parts?

Carquest Auto Parts has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Carquest Auto Parts with an SBA loan?

Yes — Carquest Auto Parts has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Carquest Auto Parts franchise

Most Carquest Auto Parts buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Carquest Auto Parts deal financed for $486K, which points to about $53K of buyer cash on a typical purchase. Carquest Auto Parts is listed in the SBA Franchise Directory (identifier S2343), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Carquest Auto Parts — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Carquest Auto Parts — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Carquest Auto Parts — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Carquest Auto Parts is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

6 SBA 7(a) deals since 2020
$486K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S2343)
Top lenders: Superior National Bank, Truist Bank, Stockman Bank of Montana

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/carquest-auto-parts
API:: https://www.capbench.com/api/public/franchises/carquest-auto-parts
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Carquest Auto Parts.