Chem-Dry, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2142)
5 deals since 2020 · typical deal $150K
5
Deals since 2020
$150K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Chem-Dry
Most Chem-Dry deals financed between $100K and $213K. Above $213K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- PRICE FX LLC in Georgetown, IN — $100K (2026) · purchase · Republic Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.95% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 41 days
- Approved
- 11/18/2025
- First disbursed
- 12/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Carpet and Upholstery Cleaning Services
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,556
- Annual debt service
- $19K
- Cash flow needed (1.25×)
- $23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Republic Bank & Trust Company · Lender record →
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- Reham Corp in Wrentham, MA — $213K (2024) · purchase · Community Bank & Trust-West Georgia
- Program
- 7a General
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $160K (75%)
- Approved
- 12/21/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Carpet and Upholstery Cleaning Services
If you were the buyer here
- Est. deal size
- $237K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $2,995
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
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- Hday Services, LLC in Upton, MA — $299K (2022) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $224K (75%)
- Approval → funding
- 4 days
- Approved
- 8/29/2022
- First disbursed
- 9/2/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Carpet and Upholstery Cleaning Services
If you were the buyer here
- Est. deal size
- $332K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $44K
- Monthly payment
- $3,670
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
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- JP Cordero Management, Inc. in Fort Worth, TX — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (90%)
- Approved
- 7/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- NorthStar Total Home Care, LLC in Apple Valley, MN — $100K (2021) · Nicolet National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 9 days
- Approved
- 1/13/2021
- First disbursed
- 1/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by Nicolet National Bank · Lender record →
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Who funds Chem-Dry — and where
Every dot is a financed Chem-Dry — 5 mapped.
Financed Chem-Dry locations — list all 5 as text
- NorthStar Total Home Care, LLC — Apple Valley · $100K · FY2021 · Carpet and Upholstery Cleaning Services
- PRICE FX LLC — Georgetown · $100K · FY2026 · Carpet and Upholstery Cleaning Services
- Hday Services, LLC — Upton · $299K · FY2022 · Carpet and Upholstery Cleaning Services
- Reham Corp — Wrentham · $213K · FY2024 · Carpet and Upholstery Cleaning Services
- JP Cordero Management, Inc. — Fort Worth · $150K · FY2021 · Carpet and Upholstery Cleaning Services
Top lenders for this brand
1.Nicolet National Bank(1)
2.Republic Bank & Trust Company(1)
3.The Bancorp Bank National Association(1)
- 4.Community Bank & Trust-West Georgia (1)
5.United Midwest Savings Bank National Association(1)
Most active states
- 1.Massachusetts (2 loans)
- 2.Minnesota (1 loans)
- 3.Indiana (1 loans)
- 4.Texas (1 loans)
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Common questions
How much does a Chem-Dry cost to buy or open?
The typical deal for Chem-Dry is $150K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Chem-Dry?
Chem-Dry has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Chem-Dry with an SBA loan?
Yes — Chem-Dry has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Chem-Dry franchise
Most Chem-Dry buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Chem-Dry deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Chem-Dry is listed in the SBA Franchise Directory (identifier S2142), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Chem-Dry — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Chem-Dry — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Chem-Dry — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Chem-Dry is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 5 SBA 7(a) deals since 2020
- $150K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2142)
- Top lenders: Nicolet National Bank, Republic Bank & Trust Company, The Bancorp Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Chem-Dry.