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Chiroway, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4479)

10 deals since 2020 · typical deal $126K

10

Deals since 2020

$126K

Typical deal

5

Deals since FY2025

—

Too few deals to score risk

Chiroway has 10 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Chiroway

Most Chiroway deals financed between $50K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$1,867
Down payment (10%)
$14K
Cash to close (all-in)
$18K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$18K)

Experience

Recent financings

  • Logan Swofford LLC dba ChiroWay of North Richland Hills in North Richland Hills, TX — $150K (2025) · United Midwest Savings Bank National Association
  • Zimmerman Chiropractic LLC in Madison, WI — $150K (2025) · United Midwest Savings Bank National Association
  • Binder Wellness Group LLC in Altoona, WI — $130K (2025) · Citizens State Bank
  • Park Horizons LLC in Sioux Falls, SD — $126K (2025) · The First National Bank in Sioux Falls
  • Binder Wellness Group LLC in Altoona, WI — $25K (2025) · Citizens State Bank
  • Ward Chiropractic L.L.C. in Hudson, WI — $125K (2024) · First National Community Bank
  • Total Chiropractic LLC in Stillwater, MN — $25K (2024) · Citizens State Bank
  • David Fritsch LLC in The Colony, TX — $150K (2023) · United Midwest Savings Bank National Association
  • Total Chiropractic LLC in Stillwater, MN — $90K (2023) · Citizens State Bank
  • NICK LUNDBOHM LLC in Menomonee Falls, WI — $50K (2020) · Stearns Bank National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Chiroway brand mark

Who funds Chiroway — and where

Every dot is a financed Chiroway — 10 mapped.

Financed Chiroway locations — list all 10 as text

Top lenders for this brand

  1. 1.Citizens State Bank(4)
  2. 2.United Midwest Savings Bank National Association(3)
  3. 3.Stearns Bank National Association(1)
  4. 4.First National Community Bank(1)
  5. 5.The First National Bank in Sioux Falls(1)

Most active states

  1. 1.Wisconsin (5 loans)
  2. 2.Texas (2 loans)
  3. 3.Minnesota (2 loans)
  4. 4.South Dakota (1 loans)

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Common questions

How much does a Chiroway cost to buy or open?

The typical deal for Chiroway is $126K across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $14K of buyer cash on a typical deal.

How risky is Chiroway?

Chiroway has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Chiroway with an SBA loan?

Yes — Chiroway has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Chiroway franchise

Most Chiroway buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Chiroway deal financed for $126K, which points to about $14K of buyer cash on a typical purchase. Chiroway is listed in the SBA Franchise Directory (identifier S4479), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Chiroway — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Chiroway — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Chiroway — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Chiroway is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 10 SBA 7(a) deals since 2020
  • $126K typical deal
  • 5 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S4479)
  • Top lenders: Citizens State Bank, United Midwest Savings Bank National Association, Stearns Bank National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/chiroway
API:
https://www.capbench.com/api/public/franchises/chiroway
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Chiroway.

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