Chop Stop, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2553)
4 deals since 2020 · typical deal $430K
4
Deals since 2020
$430K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Chop Stop
Most Chop Stop deals financed between $400K and $436K. Above $436K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,623
- Down payment (10%)
- $48K
- Cash to close (all-in)
- $64K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$64K)
Experience
Recent financings
- Chop Stop in Fountain Valley, CA — $400K (2021) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $360K (90%)
- Approval → funding
- 2 days
- Approved
- 4/28/2021
- First disbursed
- 4/30/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
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- HFB Enterprises,LLC in Temecula, CA — $436K (2020) · Evolve Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $327K (75%)
- Approval → funding
- 95 days
- Approved
- 4/27/2020
- First disbursed
- 7/31/2020
- Loan status
- Paid in full (2/28/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 29
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Evolve Bank and Trust · Lender record →
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- CBAD Salads LLC in Encinitas, CA — $430K (2020) · Evolve Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 81 months
- SBA guaranteed
- $323K (75%)
- Approval → funding
- 29 days
- Approved
- 2/25/2020
- First disbursed
- 3/25/2020
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Evolve Bank and Trust · Lender record →
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- WDS Vino Inc in San Jose, CA — $374K (2020) · Evolve Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 123 months
- SBA guaranteed
- $280K (75%)
- Approved
- 2/24/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Evolve Bank and Trust · Lender record →
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Who funds Chop Stop — and where
Every dot is a financed Chop Stop — 4 mapped.
Financed Chop Stop locations — list all 4 as text
- Chop Stop — Fountain Valley · $400K · FY2021 · Full-Service Restaurants
- HFB Enterprises,LLC — Temecula · $436K · FY2020 · Limited-Service Restaurants
- WDS Vino Inc — San Jose · $374K · FY2020 · Limited-Service Restaurants
- CBAD Salads LLC — Encinitas · $430K · FY2020 · Limited-Service Restaurants
Top lenders for this brand
1.Evolve Bank and Trust(3)
- 2.Newtek Small Business Finance, Inc. (1)
Most active states
- 1.California (4 loans)
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Common questions
How much does a Chop Stop cost to buy or open?
The typical deal for Chop Stop is $430K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $47K of buyer cash on a typical deal.
How risky is Chop Stop?
Chop Stop has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Chop Stop with an SBA loan?
Yes — Chop Stop has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Chop Stop franchise
Most Chop Stop buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Chop Stop deal financed for $430K, which points to about $47K of buyer cash on a typical purchase. Chop Stop is listed in the SBA Franchise Directory (identifier S2553), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Chop Stop — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Chop Stop — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Chop Stop — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Chop Stop is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $430K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2553)
- Top lenders: Evolve Bank and Trust, Newtek Small Business Finance, Inc.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Chop Stop.