Churroholic, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3322)

Deals since 2020

$248K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Churroholic has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Churroholic

Most Churroholic deals financed between $50K and $248K. Above $248K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$248K

Monthly payment (10-yr): $3,668
Down payment (10%): $28K
Cash to close (all-in): $37K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$37K)

Experience

Recent financings

VVMA Group, LLC in Houston, TX — $248K (2020) · JPMorgan Chase Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.897% variable
Term
72 mo (6 yrs)
SBA guaranteed
$186K (75%)
Approval → funding
91 days
Approved
11/1/2019
First disbursed
1/31/2020
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by JPMorgan Chase Bank, National Association · Lender record →
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VVMA Group, LLC in Houston, TX — $50K (2020) · JPMorgan Chase Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
91 days
Approved
11/1/2019
First disbursed
1/31/2020
Loan status
Paid in full (12/31/2022)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by JPMorgan Chase Bank, National Association · Lender record →
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Who funds Churroholic — and where

Every dot is a financed Churroholic — 2 mapped.

Financed Churroholic locations — list all 2 as text

VVMA Group, LLC — Houston · $50K · FY2020 · Snack and Nonalcoholic Beverage Bars
VVMA Group, LLC — Houston · $248K · FY2020 · Snack and Nonalcoholic Beverage Bars

Top lenders for this brand

1.JPMorgan Chase Bank, National Association (2)

Most active states

1.Texas (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Churroholic 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Churroholic lending specialist.

Common questions

How much does a Churroholic cost to buy or open?

The typical deal for Churroholic is $248K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $27K of buyer cash on a typical deal.

How risky is Churroholic?

Churroholic has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Churroholic with an SBA loan?

Yes — Churroholic has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Churroholic franchise

Most Churroholic buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Churroholic deal financed for $248K, which points to about $27K of buyer cash on a typical purchase. Churroholic is listed in the SBA Franchise Directory (identifier S3322), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Churroholic — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Churroholic — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Churroholic — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Churroholic is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$248K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S3322)
Top lenders: JPMorgan Chase Bank, National Association

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/churroholic
API:: https://www.capbench.com/api/public/franchises/churroholic
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Churroholic.