Cicis, by the numbers
Cicis appears in 9 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0379)
9 deals since 2020 · typical deal $780K
9
Deals since 2020
$780K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Cicis
Most Cicis deals financed between $254K and $982K. Above $982K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $10,200
- Down payment (10%)
- $87K
- Cash to close (all-in)
- $119K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$119K)
Experience
Recent financings
- HHM Kaufman, Inc. in Kaufman, TX — $3.9M (2025) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 309 months
- SBA guaranteed
- $2.9M (75%)
- Approval → funding
- 60 days
- Approved
- 3/6/2025
- First disbursed
- 5/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Milestone Bank · Lender record →
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- Corevision Foods Calhoun LLC in Calhoun, GA — $1.5M (2025) · LGE Community CU
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 38 days
- Approved
- 11/15/2024
- First disbursed
- 12/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by LGE Community CU · Lender record →
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- Costley Enterprises No. 83 LLC in Midwest City, OK — $270K (2025) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $203K (75%)
- Approval → funding
- 31 days
- Approved
- 8/22/2025
- First disbursed
- 9/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by BancFirst · Lender record →
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- Costley Enterprises No 884 Joplin LLC in Joplin, MO — $174K (2025) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $131K (75%)
- Approval → funding
- 73 days
- Approved
- 8/22/2025
- First disbursed
- 11/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Existing or more than 2 years old
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by BancFirst · Lender record →
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- Costley Enterprises No 716 LLC in Oklahoma City, OK — $800K (2023) · BancFirst
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $600K (75%)
- Approval → funding
- 17 days
- Approved
- 7/14/2023
- First disbursed
- 7/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by BancFirst · Lender record →
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- Grate Enterprises, LLC in Oklahoma City, OK — $180K (2022) · purchase · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $135K (75%)
- Approval → funding
- 2 days
- Approved
- 1/19/2022
- First disbursed
- 1/21/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $200K
- Est. down payment (10%)
- $20K
- Est. cash at closing
- $27K
- Monthly payment
- $2,565
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BancFirst · Lender record →
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- EP Mesa60 LLC in El Paso, TX — $982K (2021) · purchase · Prosperity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $736K (75%)
- Approval → funding
- 60 days
- Approved
- 10/1/2020
- First disbursed
- 11/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $109K
- Est. cash at closing
- $150K
- Monthly payment
- $10,532
- Annual debt service
- $126K
- Cash flow needed (1.25×)
- $158K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Prosperity Bank · Lender record →
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- OKTC 871 LLC in Broken Arrow, OK — $780K (2020) · purchase · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 90 months
- SBA guaranteed
- $585K (75%)
- Approved
- 3/10/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 90
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $867K
- Est. down payment (10%)
- $87K
- Est. cash at closing
- $119K
- Monthly payment
- $10,784
- Annual debt service
- $129K
- Cash flow needed (1.25×)
- $162K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BancFirst · Lender record →
Your business? Claim this record · Request removal
- The Ashe Group in Winchester, VA — $254K (2020) · purchase · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.69% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $190K (75%)
- Approval → funding
- 64 days
- Approved
- 12/27/2019
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (4/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 48
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $282K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $38K
- Monthly payment
- $4,989
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
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Who funds Cicis — and where
Every dot is a financed Cicis — 9 mapped.
Financed Cicis locations — list all 9 as text
- Costley Enterprises No. 83 LLC — Midwest City · $270K · FY2025 · Cafeterias, Grill Buffets, and Buffets
- Costley Enterprises No 884 Joplin LLC — Joplin · $174K · FY2025 · Cafeterias, Grill Buffets, and Buffets
- EP Mesa60 LLC — El Paso · $982K · FY2021 · Limited-Service Restaurants
- Corevision Foods Calhoun LLC — Calhoun · $1.5M · FY2025 · Limited-Service Restaurants
- HHM Kaufman, Inc. — Kaufman · $3.9M · FY2025 · Full-Service Restaurants
- Costley Enterprises No 716 LLC — Oklahoma City · $800K · FY2023 · Limited-Service Restaurants
- The Ashe Group — Winchester · $254K · FY2020 · Limited-Service Restaurants
- OKTC 871 LLC — Broken Arrow · $780K · FY2020 · Limited-Service Restaurants
- Grate Enterprises, LLC — Oklahoma City · $180K · FY2022 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Oklahoma (4 loans)Cicis lenders in Oklahoma->
- 2.Texas (2 loans)Cicis lenders in Texas->
- 3.Missouri (1 loans)Cicis lenders in Missouri->
- 4.Georgia (1 loans)Cicis lenders in Georgia->
- 5.Virginia (1 loans)Cicis lenders in Virginia->
Represent Cicis?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Cicis cost to buy or open?
The typical deal for Cicis is $780K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $86K of buyer cash on a typical deal.
How risky is Cicis?
Cicis has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Cicis with an SBA loan?
Yes — Cicis has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Cicis franchise
Most Cicis buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Cicis deal financed for $780K, which points to about $86K of buyer cash on a typical purchase. Cicis is listed in the SBA Franchise Directory (identifier S0379), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Cicis — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Cicis — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Cicis — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Cicis is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $780K typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0379)
- Top lenders: BancFirst, Prosperity Bank, LGE Community CU
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Cicis?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Cicis.