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City Wide, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0384)

23 deals since 2020 · typical deal $215K

23

Deals since 2020

$215K

Typical deal

5

Deals since FY2025

—

Too few deals to score risk

City Wide has 23 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for City Wide

Most City Wide deals financed between $100K and $324K. Above $324K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,179
Down payment (10%)
$24K
Cash to close (all-in)
$32K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$32K)

Experience

Recent financings

  • East TN Partners LLC in Knoxville, TN — $336K (2026) · Pinnacle Bank
  • XY ZILI HOLDINGS COMPANY in Frankfort, IL — $474K (2025) · The Huntington National Bank
  • CITY WIDE FACILITY SOLUTIONS OF SOUTHERN ARIZONA in Tucson, AZ — $204K (2025) · Readycap Lending, LLC
  • AATC8 INC. in Burtonsville, MD — $100K (2025) · Stearns Bank National Association
  • XY ZILI HOLDINGS COMPANY in Frankfort, IL — $40K (2025) · The Huntington National Bank
  • JANT MANAGEMENT INC. in Santa Clara, CA — $325K (2024) · purchase · Stearns Bank National Association
  • Fawkes Capital Corp. in Concord, CA — $215K (2024) · The Huntington National Bank
  • Fawkes Capital Corp. in Concord, CA — $40K (2024) · The Huntington National Bank
  • MSM Holdings LLC in Birmingham, AL — $75K (2023) · UMB Bank, National Association
  • MSM Holdings, LLC in Birmingham, AL — $450K (2022) · UMB Bank, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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City Wide brand mark

Who funds City Wide — and where

Every dot is a financed City Wide — 21 mapped.

Financed City Wide locations — list all 21 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(9)
  2. 2.Stearns Bank National Association(3)
  3. 3.UMB Bank, National Association(2)
  4. 4.Wells Fargo Bank National Association(2)
  5. 5.BMO Bank National Association(2)

Most active states

  1. 1.California (6 loans)
  2. 2.Illinois (4 loans)
  3. 3.Tennessee (3 loans)
  4. 4.Alabama (2 loans)
  5. 5.New Jersey (2 loans)
  6. 6.Maryland (2 loans)
  7. 7.South Carolina (1 loans)
  8. 8.New York (1 loans)

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Common questions

How much does a City Wide cost to buy or open?

The typical deal for City Wide is $215K across 23 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $24K of buyer cash on a typical deal.

How risky is City Wide?

City Wide has 23 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a City Wide with an SBA loan?

Yes — City Wide has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a City Wide franchise

Most City Wide buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical City Wide deal financed for $215K, which points to about $24K of buyer cash on a typical purchase. City Wide is listed in the SBA Franchise Directory (identifier S0384), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund City Wide — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for City Wide — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for City Wide — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. City Wide is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 23 SBA 7(a) deals since 2020
  • $215K typical deal
  • 5 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0384)
  • Top lenders: The Huntington National Bank, Stearns Bank National Association, UMB Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/city-wide
API:
https://www.capbench.com/api/public/franchises/city-wide
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with City Wide.

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