Clothes Bin, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0392)
9 deals since 2020 · typical deal $150K
9
Deals since 2020
$150K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Clothes Bin
Most Clothes Bin deals financed between $145K and $157K. Above $157K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Griffith Enterprises LLC in Bridgeport, CT — $157K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $117K (75%)
- Approval → funding
- 53 days
- Approved
- 5/29/2025
- First disbursed
- 7/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Miscellaneous Nondurable Goods Merchant Wholesalers
Funded by The Huntington National Bank · Lender record →
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- Griffith Enterprises LLC in Bridgeport, CT — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 5/29/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Miscellaneous Nondurable Goods Merchant Wholesalers
Funded by The Huntington National Bank · Lender record →
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- QUBE RECYCLING SOLUTIONS, LLC in Minneapolis, MN — $187K (2024) · Platinum Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 125 months
- SBA guaranteed
- $140K (75%)
- Approval → funding
- 3 days
- Approved
- 8/13/2024
- First disbursed
- 8/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by Platinum Bank · Lender record →
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- Clothes Bin in Somerset, MA — $148K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (85%)
- Approval → funding
- 7 days
- Approved
- 3/28/2024
- First disbursed
- 4/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Recyclable Material Merchant Wholesalers
Funded by First Bank of the Lake · Lender record →
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- REVIVED WEAR LLC in Monroe, GA — $145K (2024) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $123K (85%)
- Approval → funding
- 13 days
- Approved
- 7/5/2024
- First disbursed
- 7/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Recyclable Material Merchant Wholesalers
Funded by Stearns Bank National Association · Lender record →
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- MIDWEST TEXTILE RECYCLING LLC in Millbury, OH — $162K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (75%)
- Approval → funding
- 21 days
- Approved
- 8/4/2023
- First disbursed
- 8/25/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Waste Management Services
Funded by The Huntington National Bank · Lender record →
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- Double Legacy LLC in Apex, NC — $150K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 2 days
- Approved
- 10/11/2022
- First disbursed
- 10/13/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Recyclable Material Merchant Wholesalers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Little Cedar Textile Recycling LLC in Defiance, MO — $150K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 15 days
- Approved
- 6/21/2023
- First disbursed
- 7/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- MIDWEST TEXTILE RECYCLING LLC in Millbury, OH — $20K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 34 days
- Approved
- 8/4/2023
- First disbursed
- 9/7/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Waste Management Services
Funded by The Huntington National Bank · Lender record →
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Who funds Clothes Bin — and where
Every dot is a financed Clothes Bin — 9 mapped.
Financed Clothes Bin locations — list all 9 as text
- REVIVED WEAR LLC — Monroe · $145K · FY2024 · Recyclable Material Merchant Wholesalers
- QUBE RECYCLING SOLUTIONS, LLC — Minneapolis · $187K · FY2024 · Solid Waste Collection
- Griffith Enterprises LLC — Bridgeport · $157K · FY2025 · Other Miscellaneous Nondurable Goods Merchant Wholesalers
- Griffith Enterprises LLC — Bridgeport · $30K · FY2025 · Other Miscellaneous Nondurable Goods Merchant Wholesalers
- Double Legacy LLC — Apex · $150K · FY2023 · Recyclable Material Merchant Wholesalers
- Clothes Bin — Somerset · $148K · FY2024 · Recyclable Material Merchant Wholesalers
- Little Cedar Textile Recycling LLC — Defiance · $150K · FY2023 · Used Merchandise Retailers
- MIDWEST TEXTILE RECYCLING LLC — Millbury · $162K · FY2023 · All Other Miscellaneous Waste Management Services
- MIDWEST TEXTILE RECYCLING LLC — Millbury · $20K · FY2023 · All Other Miscellaneous Waste Management Services
Top lenders for this brand
Most active states
- 1.Connecticut (2 loans)
- 2.Ohio (2 loans)
- 3.Georgia (1 loans)
- 4.Minnesota (1 loans)
- 5.North Carolina (1 loans)
- 6.Massachusetts (1 loans)
- 7.Missouri (1 loans)
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Common questions
How much does a Clothes Bin cost to buy or open?
The typical deal for Clothes Bin is $150K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Clothes Bin?
Clothes Bin has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Clothes Bin with an SBA loan?
Yes — Clothes Bin has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Clothes Bin franchise
Most Clothes Bin buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Clothes Bin deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Clothes Bin is listed in the SBA Franchise Directory (identifier S0392), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Clothes Bin — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Clothes Bin — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Clothes Bin — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Clothes Bin is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $150K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0392)
- Top lenders: The Huntington National Bank, United Midwest Savings Bank National Association, Stearns Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Clothes Bin.