Cody's Original Roadhouse, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S5302)

2 deals since 2020 · typical deal $3.6M

Deals since 2020

$3.6M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Cody's Original Roadhouse has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Cody's Original Roadhouse

Most Cody's Original Roadhouse deals financed between $2.63M and $3.59M. Above $3.59M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$3.59M

Monthly payment (10-yr): $46,947
Down payment (10%): $399K
Cash to close (all-in): $551K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$551K)

Experience

Recent financings

SEBRING ROADHOUSE, LLC in Sebring, FL — $3.6M (2022) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.7M (75%)
Approved
12/2/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by BayFirst National Bank · Lender record →
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Good2CU2 LLC in Sebring, FL — $2.6M (2022) · purchase · Banesco USA
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
192 mo (16 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
15 days
Approved
8/24/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
57
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$292K
Est. cash at closing
$403K
Monthly payment
$23,182
Annual debt service
$278K
Cash flow needed (1.25×)
$348K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banesco USA · Lender record →
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Who funds Cody's Original Roadhouse — and where

Every dot is a financed Cody's Original Roadhouse — 2 mapped.

Financed Cody's Original Roadhouse locations — list all 2 as text

Good2CU2 LLC — Sebring · $2.6M · FY2022 · Full-Service Restaurants
SEBRING ROADHOUSE, LLC — Sebring · $3.6M · FY2022 · Full-Service Restaurants

Top lenders for this brand

Most active states

1.Florida (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Cody's Original Roadhouse 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Cody's Original Roadhouse lending specialist.

Common questions

How much does a Cody's Original Roadhouse cost to buy or open?

The typical deal for Cody's Original Roadhouse is $3.6M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $395K of buyer cash on a typical deal.

How risky is Cody's Original Roadhouse?

Cody's Original Roadhouse has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Cody's Original Roadhouse with an SBA loan?

Yes — Cody's Original Roadhouse has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Cody's Original Roadhouse franchise

Most Cody's Original Roadhouse buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Cody's Original Roadhouse deal financed for $3.6M, which points to about $395K of buyer cash on a typical purchase. Cody's Original Roadhouse is listed in the SBA Franchise Directory (identifier S5302), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Cody's Original Roadhouse — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Cody's Original Roadhouse — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Cody's Original Roadhouse — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Cody's Original Roadhouse is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$3.6M typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S5302)
Top lenders: Banesco USA, BayFirst National Bank

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/cody-s-original-roadhouse
API:: https://www.capbench.com/api/public/franchises/cody-s-original-roadhouse
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Cody's Original Roadhouse.