Cookie Advantage, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0418)
1 deals since 2020 · typical deal $25K
1
Deals since 2020
$25K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Cookie Advantage
Most Cookie Advantage deals financed between $25K and $25K. Above $25K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $377
- Down payment (10%)
- $3K
- Cash to close (all-in)
- $4K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$4K)
Experience
Recent financings
- Addy Advantage LLC in Edmond, OK — $25K (2024) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 20 months
- SBA guaranteed
- $21K (85%)
- Approval → funding
- 4 days
- Approved
- 11/24/2023
- First disbursed
- 11/28/2023
- Loan status
- Failed — $8K charged off (8/12/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Baked Goods Retailers
Funded by BancFirst · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Cookie Advantage?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Cookie Advantage — and where
Every dot is a financed Cookie Advantage — 1 mapped.
Financed Cookie Advantage locations — list all 1 as text
- Addy Advantage LLC — Edmond · $25K · FY2024 · Baked Goods Retailers
Top lenders for this brand
Most active states
- 1.Oklahoma (1 loans)
Represent Cookie Advantage?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Cookie Advantage cost to buy or open?
The typical deal for Cookie Advantage is $25K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $3K of buyer cash on a typical deal.
How risky is Cookie Advantage?
Cookie Advantage has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Cookie Advantage with an SBA loan?
Yes — Cookie Advantage has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Cookie Advantage franchise
Most Cookie Advantage buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Cookie Advantage deal financed for $25K, which points to about $3K of buyer cash on a typical purchase. Cookie Advantage is listed in the SBA Franchise Directory (identifier S0418), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Cookie Advantage — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Cookie Advantage — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Cookie Advantage — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Cookie Advantage is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 1 SBA 7(a) deal since 2020
- $25K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0418)
- Top lenders: BancFirst
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Cookie Advantage?
Five minutes with a specialist who's seen Cookie Advantage deals close answers more than an hour of searching. Free, usually same-day.
Represent Cookie Advantage?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Cookie Advantage.