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COOL-BINZ, by the numbers

COOL-BINZ appears in 3 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S8353)

3 deals since 2020 · typical deal $773K

3

Deals since 2020

$773K

Typical deal

3

Deals since FY2025

—

Too few deals to score risk

COOL-BINZ has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for COOL-BINZ

Most COOL-BINZ deals financed between $100K and $867K. Above $867K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$10,109
Down payment (10%)
$86K
Cash to close (all-in)
$118K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$118K)

Experience

Recent financings

  • HMSC Summit LLC in Tucker, GA — $773K (2026) · BHM Bank
  • Ohana Rising Ventures Inc. in Charlotte, NC — $867K (2025) · Northwest Bank
  • Ohana Rising Ventures Inc. in Charlotte, NC — $100K (2025) · Northwest Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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COOL-BINZ brand mark

Who funds COOL-BINZ — and where

Every dot is a financed COOL-BINZ — 3 mapped.

Financed COOL-BINZ locations — list all 3 as text

Top lenders for this brand

  1. 1.Northwest Bank(2)
  2. 2.BHM Bank(1)

Most active states

  1. 1.North Carolina (2 loans)COOL-BINZ lenders in North Carolina->
  2. 2.Georgia (1 loans)COOL-BINZ lenders in Georgia->

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Common questions

How much does a COOL-BINZ cost to buy or open?

The typical deal for COOL-BINZ is $773K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $85K of buyer cash on a typical deal.

How risky is COOL-BINZ?

COOL-BINZ has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a COOL-BINZ with an SBA loan?

Yes — COOL-BINZ has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a COOL-BINZ franchise

Most COOL-BINZ buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical COOL-BINZ deal financed for $773K, which points to about $85K of buyer cash on a typical purchase. COOL-BINZ is listed in the SBA Franchise Directory (identifier S8353), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund COOL-BINZ — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for COOL-BINZ — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for COOL-BINZ — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. COOL-BINZ is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 3 SBA 7(a) deals since 2020
  • $773K typical deal
  • 3 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S8353)
  • Top lenders: Northwest Bank, BHM Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/cool-binz
API:
https://www.capbench.com/api/public/franchises/cool-binz
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with COOL-BINZ.

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