Cottage Inn Pizza, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0428)
4 deals since 2020 · typical deal $343K
4
Deals since 2020
$343K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Cottage Inn Pizza
Most Cottage Inn Pizza deals financed between $300K and $450K. Above $450K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,773
- Down payment (10%)
- $38K
- Cash to close (all-in)
- $51K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$51K)
Experience
Recent financings
- Mall's LLC in Commerce Township, MI — $450K (2023) · Michigan Schools and Government Credit Union
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 165 months
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 14 days
- Approved
- 5/3/2023
- First disbursed
- 5/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Michigan Schools and Government Credit Union · Lender record →
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- Wmds Investments, Inc in Auburn Hills, MI — $300K (2022) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 2.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 8 days
- Approved
- 8/31/2022
- First disbursed
- 9/8/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Bank of America, National Association · Lender record →
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- Pizza JK Corp in Davison, MI — $343K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 2.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $309K (90%)
- Approval → funding
- 17 days
- Approved
- 8/6/2021
- First disbursed
- 8/23/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 37
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Pizza JK Corp in Davison, MI — $25K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $19K (75%)
- Approval → funding
- 25 days
- Approved
- 8/6/2021
- First disbursed
- 8/31/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 37
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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Who funds Cottage Inn Pizza — and where
Every dot is a financed Cottage Inn Pizza — 4 mapped.
Financed Cottage Inn Pizza locations — list all 4 as text
- Wmds Investments, Inc — Auburn Hills · $300K · FY2022 · Limited-Service Restaurants
- Mall's LLC — Commerce Township · $450K · FY2023 · Limited-Service Restaurants
- Pizza JK Corp — Davison · $343K · FY2021 · Full-Service Restaurants
- Pizza JK Corp — Davison · $25K · FY2021 · Full-Service Restaurants
Top lenders for this brand
Most active states
- 1.Michigan (4 loans)
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Common questions
How much does a Cottage Inn Pizza cost to buy or open?
The typical deal for Cottage Inn Pizza is $343K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $38K of buyer cash on a typical deal.
How risky is Cottage Inn Pizza?
Cottage Inn Pizza has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Cottage Inn Pizza with an SBA loan?
Yes — Cottage Inn Pizza has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Cottage Inn Pizza franchise
Most Cottage Inn Pizza buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Cottage Inn Pizza deal financed for $343K, which points to about $38K of buyer cash on a typical purchase. Cottage Inn Pizza is listed in the SBA Franchise Directory (identifier S0428), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Cottage Inn Pizza — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Cottage Inn Pizza — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Cottage Inn Pizza — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Cottage Inn Pizza is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $343K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0428)
- Top lenders: The Huntington National Bank, Bank of America, National Association, Michigan Schools and Government Credit Union
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Cottage Inn Pizza.