CruiseOne / Dream Vacations, by the numbers

CruiseOne / Dream Vacations appears in 1 SBA 7(a) loan since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0445)

1 deals since 2020 · typical deal $250K

Deals since 2020

$250K

Typical deal

Deals since FY2025

—

Too few deals to score risk

CruiseOne / Dream Vacations has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for CruiseOne / Dream Vacations

Most CruiseOne / Dream Vacations deals financed between $250K and $250K. Above $250K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$250K

Monthly payment (10-yr): $3,696
Down payment (10%): $28K
Cash to close (all-in): $37K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$37K)

Experience

Recent financings

Paneque Enterprise LLC in Houston, TX — $250K (2025) · Harvest Small Business Finance, LLC
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
300 mo (25 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
10 days
Approved
3/10/2025
First disbursed
3/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Travel Agencies
Funded by Harvest Small Business Finance, LLC · Lender record →
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Who funds CruiseOne / Dream Vacations — and where

Every dot is a financed CruiseOne / Dream Vacations — 1 mapped.

Financed CruiseOne / Dream Vacations locations — list all 1 as text

Paneque Enterprise LLC — Houston · $250K · FY2025 · Travel Agencies

Top lenders for this brand

1.Harvest Small Business Finance, LLC(1)

Most active states

1.Texas (1 loans)CruiseOne / Dream Vacations lenders in Texas->

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Insider move

Start with the lenders above — a bank that's funded CruiseOne / Dream Vacations 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable CruiseOne / Dream Vacations lending specialist.

Common questions

How much does a CruiseOne / Dream Vacations cost to buy or open?

The typical deal for CruiseOne / Dream Vacations is $250K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.

How risky is CruiseOne / Dream Vacations?

CruiseOne / Dream Vacations has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a CruiseOne / Dream Vacations with an SBA loan?

Yes — CruiseOne / Dream Vacations has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a CruiseOne / Dream Vacations franchise

Most CruiseOne / Dream Vacations buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical CruiseOne / Dream Vacations deal financed for $250K, which points to about $28K of buyer cash on a typical purchase. CruiseOne / Dream Vacations is listed in the SBA Franchise Directory (identifier S0445), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund CruiseOne / Dream Vacations — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for CruiseOne / Dream Vacations — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for CruiseOne / Dream Vacations — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. CruiseOne / Dream Vacations is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$250K typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S0445)
Top lenders: Harvest Small Business Finance, LLC

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/cruiseone-dream-vacations
API:: https://www.capbench.com/api/public/franchises/cruiseone-dream-vacations
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with CruiseOne / Dream Vacations.