CryoFit, by the numbers

CryoFit appears in 2 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4750)

2 deals since 2020 · typical deal $336K

Deals since 2020

$336K

Typical deal

Deals since FY2025

—

Too few deals to score risk

CryoFit has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for CryoFit

Most CryoFit deals financed between $336K and $336K. Above $336K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$336K

Monthly payment (10-yr): $4,680
Down payment (10%): $37K
Cash to close (all-in): $50K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$50K)

Experience

Recent financings

CryoFit in Lubbock, TX — $336K (2023) · Cornerstone Capital Bank SSB
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
90 months
SBA guaranteed
$252K (75%)
Approval → funding
20 days
Approved
2/16/2023
First disbursed
3/8/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
All Other Outpatient Care Centers
Funded by Cornerstone Capital Bank SSB · Lender record →
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Cool Prophets, LLC in San Antonio, TX — $336K (2023) · Texas Champion Bank
Program
7a General
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$252K (75%)
Approval → funding
49 days
Approved
11/2/2022
First disbursed
12/21/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Texas Champion Bank · Lender record →
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Who funds CryoFit — and where

Every dot is a financed CryoFit — 2 mapped.

Financed CryoFit locations — list all 2 as text

Cool Prophets, LLC — San Antonio · $336K · FY2023 · Other Personal Care Services
CryoFit — Lubbock · $336K · FY2023 · All Other Outpatient Care Centers

Top lenders for this brand

Most active states

1.Texas (2 loans)CryoFit lenders in Texas->

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Insider move

Start with the lenders above — a bank that's funded CryoFit 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable CryoFit lending specialist.

Common questions

How much does a CryoFit cost to buy or open?

The typical deal for CryoFit is $336K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $37K of buyer cash on a typical deal.

How risky is CryoFit?

CryoFit has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a CryoFit with an SBA loan?

Yes — CryoFit has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a CryoFit franchise

Most CryoFit buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical CryoFit deal financed for $336K, which points to about $37K of buyer cash on a typical purchase. CryoFit is listed in the SBA Franchise Directory (identifier S4750), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund CryoFit — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for CryoFit — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for CryoFit — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. CryoFit is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$336K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S4750)
Top lenders: Texas Champion Bank, Cornerstone Capital Bank SSB

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/cryofit
API:: https://www.capbench.com/api/public/franchises/cryofit
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with CryoFit.