Delta Life Fitness, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2852)
7 deals since 2020 · typical deal $350K
7
Deals since 2020
$350K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Delta Life Fitness
Most Delta Life Fitness deals financed between $285K and $409K. Above $409K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,871
- Down payment (10%)
- $39K
- Cash to close (all-in)
- $52K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$52K)
Experience
Recent financings
- Fit Kiwi LLC in Naperville, IL — $409K (2022) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $307K (75%)
- Approval → funding
- 19 days
- Approved
- 10/12/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- Profectus Holdings LLC in Ormond Beach, FL — $343K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $308K (90%)
- Approval → funding
- 128 days
- Approved
- 2/1/2021
- First disbursed
- 6/9/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- Leight Investment Group, LLC in Beaumont, TX — $285K (2021) · Simmons Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $257K (90%)
- Approved
- 7/26/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Simmons Bank · Lender record →
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- L3 Fitness Florida LLC in Palm Harbor, FL — $430K (2020) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 92 months
- SBA guaranteed
- $323K (75%)
- Approval → funding
- 136 days
- Approved
- 1/16/2020
- First disbursed
- 5/31/2020
- Loan status
- Failed — $319K charged off (10/21/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
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- AEG Fitness LLC in Tomball, TX — $360K (2020) · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 124 months
- SBA guaranteed
- $270K (75%)
- Approved
- 11/15/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Midwest Regional Bank · Lender record →
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- Waves of Dawn, LLC in Frisco, TX — $350K (2020) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 76 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 61 days
- Approved
- 1/30/2020
- First disbursed
- 3/31/2020
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
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- L3 Fitness Florida LLC in Frisco, FL — $50K (2020) · United Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 289 days
- Approved
- 1/16/2020
- First disbursed
- 10/31/2020
- Loan status
- Failed — $50K charged off (7/21/2022)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
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Who funds Delta Life Fitness — and where
Every dot is a financed Delta Life Fitness — 7 mapped.
Financed Delta Life Fitness locations — list all 7 as text
- Profectus Holdings LLC — Ormond Beach · $343K · FY2021 · Fitness and Recreational Sports Centers
- AEG Fitness LLC — Tomball · $360K · FY2020 · Fitness and Recreational Sports Centers
- L3 Fitness Florida LLC — Palm Harbor · $430K · FY2020 · Fitness and Recreational Sports Centers
- L3 Fitness Florida LLC — Frisco · $50K · FY2020 · Fitness and Recreational Sports Centers
- Waves of Dawn, LLC — Frisco · $350K · FY2020 · Fitness and Recreational Sports Centers
- Fit Kiwi LLC — Naperville · $409K · FY2022 · Fitness and Recreational Sports Centers
- Leight Investment Group, LLC — Beaumont · $285K · FY2021 · Fitness and Recreational Sports Centers
Top lenders for this brand
Most active states
- 1.Florida (3 loans)
- 2.Texas (3 loans)
- 3.Illinois (1 loans)
Represent Delta Life Fitness?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Delta Life Fitness cost to buy or open?
The typical deal for Delta Life Fitness is $350K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $39K of buyer cash on a typical deal.
How risky is Delta Life Fitness?
Delta Life Fitness has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Delta Life Fitness with an SBA loan?
Yes — Delta Life Fitness has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Delta Life Fitness franchise
Most Delta Life Fitness buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Delta Life Fitness deal financed for $350K, which points to about $39K of buyer cash on a typical purchase. Delta Life Fitness is listed in the SBA Franchise Directory (identifier S2852), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Delta Life Fitness — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Delta Life Fitness — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Delta Life Fitness — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Delta Life Fitness is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $350K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2852)
- Top lenders: United Community Bank, Citizens Bank, Midwest Regional Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Delta Life Fitness.