Duct Doctor, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0526)
3 deals since 2020 · typical deal $130K
3
Deals since 2020
$130K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Duct Doctor
Most Duct Doctor deals financed between $50K and $425K. Above $425K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,922
- Down payment (10%)
- $14K
- Cash to close (all-in)
- $19K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$19K)
Experience
Recent financings
- HJASA, LLC in Owings Mills, MD — $425K (2021) · purchase · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $383K (90%)
- Approval → funding
- 19 days
- Approved
- 5/7/2021
- First disbursed
- 5/26/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Other Services to Buildings and Dwellings
If you were the buyer here
- Est. deal size
- $472K
- Est. down payment (10%)
- $47K
- Est. cash at closing
- $63K
- Monthly payment
- $4,612
- Annual debt service
- $55K
- Cash flow needed (1.25×)
- $69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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- HJASA, LLC in Owings Mills, MD — $50K (2021) · purchase · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (75%)
- Approval → funding
- 1 days
- Approved
- 4/29/2021
- First disbursed
- 4/30/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Other Services to Buildings and Dwellings
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $654
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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- HSLaundry LLC in Owings Mills, MD — $130K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $111K (85%)
- Approval → funding
- 39 days
- Approved
- 2/21/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds Duct Doctor — and where
Every dot is a financed Duct Doctor — 3 mapped.
Financed Duct Doctor locations — list all 3 as text
- HJASA, LLC — Owings Mills · $50K · FY2021 · Other Services to Buildings and Dwellings
- HJASA, LLC — Owings Mills · $425K · FY2021 · Other Services to Buildings and Dwellings
- HSLaundry LLC — Owings Mills · $130K · FY2020 · Other Services to Buildings and Dwellings
Top lenders for this brand
Most active states
- 1.Maryland (3 loans)
Represent Duct Doctor?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Duct Doctor cost to buy or open?
The typical deal for Duct Doctor is $130K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $14K of buyer cash on a typical deal.
How risky is Duct Doctor?
Duct Doctor has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Duct Doctor with an SBA loan?
Yes — Duct Doctor has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Duct Doctor franchise
Most Duct Doctor buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Duct Doctor deal financed for $130K, which points to about $14K of buyer cash on a typical purchase. Duct Doctor is listed in the SBA Franchise Directory (identifier S0526), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Duct Doctor — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Duct Doctor — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Duct Doctor — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Duct Doctor is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $130K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0526)
- Top lenders: Manufacturers and Traders Trust Company, United Midwest Savings Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Duct Doctor.