Elite Home Fitness, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S7540)

2 deals since 2020 · typical deal $530K

Deals since 2020

$530K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Elite Home Fitness has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Elite Home Fitness

Most Elite Home Fitness deals financed between $50K and $530K. Above $530K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$530K

Monthly payment (10-yr): $6,931
Down payment (10%): $59K
Cash to close (all-in): $79K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$79K)

Experience

Recent financings

Elite Fitness 786, Inc. in Roanoke, VA — $530K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$398K (75%)
Approval → funding
24 days
Approved
10/3/2022
First disbursed
10/27/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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Elite Fitness 786, Inc. in Roanoke, VA — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
35 days
Approved
10/3/2022
First disbursed
11/7/2022
Loan status
Failed — $50K charged off (1/14/2026)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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Who funds Elite Home Fitness — and where

Every dot is a financed Elite Home Fitness — 2 mapped.

Financed Elite Home Fitness locations — list all 2 as text

Elite Fitness 786, Inc. — Roanoke · $530K · FY2023 · Fitness and Recreational Sports Centers
Elite Fitness 786, Inc. — Roanoke · $50K · FY2023 · Fitness and Recreational Sports Centers

Top lenders for this brand

1.The Huntington National Bank(2)

Most active states

1.Virginia (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Elite Home Fitness 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Elite Home Fitness lending specialist.

Common questions

How much does a Elite Home Fitness cost to buy or open?

The typical deal for Elite Home Fitness is $530K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $58K of buyer cash on a typical deal.

How risky is Elite Home Fitness?

Elite Home Fitness has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Elite Home Fitness with an SBA loan?

Yes — Elite Home Fitness has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Elite Home Fitness franchise

Most Elite Home Fitness buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Elite Home Fitness deal financed for $530K, which points to about $58K of buyer cash on a typical purchase. Elite Home Fitness is listed in the SBA Franchise Directory (identifier S7540), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Elite Home Fitness — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Elite Home Fitness — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Elite Home Fitness — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Elite Home Fitness is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$530K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S7540)
Top lenders: The Huntington National Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/elite-home-fitness
API:: https://www.capbench.com/api/public/franchises/elite-home-fitness
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Elite Home Fitness.