Expense Reduction Analysts, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4141)
7 deals since 2020 · typical deal $150K
7
Deals since 2020
$150K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Expense Reduction Analysts
Most Expense Reduction Analysts deals financed between $95K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Optimized Prime Consulting LLC in North Potomac, MD — $89K (2026) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $76K (85%)
- Approval → funding
- 32 days
- Approved
- 1/23/2026
- First disbursed
- 2/24/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Administrative Management and General Management Consulting
Funded by First Commonwealth Bank · Lender record →
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- P&L COST REDUCTION SPECIALISTS LLC in Marana, AZ — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 25 days
- Approved
- 5/23/2024
- First disbursed
- 6/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Management Consulting Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- VISION CONSULTING GROUP LLC in Seven Fields, PA — $150K (2022) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 18 days
- Approved
- 7/11/2022
- First disbursed
- 7/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Administrative Management and General Management Consulting
Funded by United Midwest Savings Bank National Association · Lender record →
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- JIL Solutions LLC in Harmony, PA — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (90%)
- Approval → funding
- 2 days
- Approved
- 3/3/2021
- First disbursed
- 3/5/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Administrative Management and General Management Consulting
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Massey Draw Advisory LLC in Littleton, CO — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (90%)
- Approval → funding
- 8 days
- Approved
- 3/23/2021
- First disbursed
- 3/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Administrative Management and General Management Consulting
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Think Global Inc in Berkley, MI — $150K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 72 days
- Approved
- 5/20/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Other Management Consulting Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- THE MCMULLAN GROUP LLC in Wilton, CT — $95K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 97 months
- SBA guaranteed
- $81K (85%)
- Approval → funding
- 26 days
- Approved
- 9/4/2020
- First disbursed
- 9/30/2020
- Loan status
- Failed — $86K charged off (1/3/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Management Consulting Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
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Who funds Expense Reduction Analysts — and where
Every dot is a financed Expense Reduction Analysts — 7 mapped.
Financed Expense Reduction Analysts locations — list all 7 as text
- JIL Solutions LLC — Harmony · $150K · FY2021 · Administrative Management and General Management Consulting
- Massey Draw Advisory LLC — Littleton · $150K · FY2021 · Administrative Management and General Management Consulting
- P&L COST REDUCTION SPECIALISTS LLC — Marana · $150K · FY2024 · Other Management Consulting Services
- Optimized Prime Consulting LLC — North Potomac · $89K · FY2026 · Administrative Management and General Management Consulting
- Think Global Inc — Berkley · $150K · FY2020 · Other Management Consulting Services
- THE MCMULLAN GROUP LLC — Wilton · $95K · FY2020 · Other Management Consulting Services
- VISION CONSULTING GROUP LLC — Seven Fields · $150K · FY2022 · Administrative Management and General Management Consulting
Top lenders for this brand
Most active states
- 1.Pennsylvania (2 loans)
- 2.Colorado (1 loans)
- 3.Arizona (1 loans)
- 4.Maryland (1 loans)
- 5.Michigan (1 loans)
- 6.Connecticut (1 loans)
Represent Expense Reduction Analysts?
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Common questions
How much does a Expense Reduction Analysts cost to buy or open?
The typical deal for Expense Reduction Analysts is $150K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Expense Reduction Analysts?
Expense Reduction Analysts has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Expense Reduction Analysts with an SBA loan?
Yes — Expense Reduction Analysts has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Expense Reduction Analysts franchise
Most Expense Reduction Analysts buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Expense Reduction Analysts deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Expense Reduction Analysts is listed in the SBA Franchise Directory (identifier S4141), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Expense Reduction Analysts — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Expense Reduction Analysts — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Expense Reduction Analysts — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Expense Reduction Analysts is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $150K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4141)
- Top lenders: United Midwest Savings Bank National Association, First Commonwealth Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Expense Reduction Analysts?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Expense Reduction Analysts.