Express Oil Change/Tire Engineers, by the numbers
Express Oil Change/Tire Engineers appears in 8 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0592)
8 deals since 2020 · typical deal $2.4M
8
Deals since 2020
$2.4M
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Express Oil Change/Tire Engineers
Most Express Oil Change/Tire Engineers deals financed between $2.40M and $3.41M. Above $3.41M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $31,385
- Down payment (10%)
- $267K
- Cash to close (all-in)
- $368K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$368K)
Experience
Recent financings
- Peqfict Total Car Care, LLC in Bradenton, FL — $3.7M (2023) · DFCU Financial
- Program
- 7a General
- Rate at approval
- 8.75% fixed
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.8M (75%)
- Approval → funding
- 26 days
- Approved
- 2/2/2023
- First disbursed
- 2/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- All Other Automotive Repair and Maintenance
Funded by DFCU Financial · Lender record →
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- WhiteRecon Automotive , LLC in Fredericksburg, VA — $3.4M (2022) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 17 days
- Approved
- 9/6/2022
- First disbursed
- 9/23/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Atlantic Union Bank · Lender record →
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- Pine Valley Express, LLC in Wilmington, NC — $2.4M (2022) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.39% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 3 days
- Approved
- 9/26/2022
- First disbursed
- 9/29/2022
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- All Other Automotive Repair and Maintenance
Funded by TD Bank, National Association · Lender record →
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- Market Street Express, LLC in Wilmington, NC — $1.8M (2021) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.79% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (90%)
- Approval → funding
- 0 days
- Approved
- 6/30/2021
- First disbursed
- 6/30/2021
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Automotive Repair and Maintenance
Funded by TD Bank, National Association · Lender record →
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- EXPRESS OIL CHANGE & TIRE ENGINEERS in Tampa, FL — $2.4M (2020) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approved
- 11/14/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by SouthState Bank, National Association · Lender record →
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- ORBIT MOTORS, INC in Tampa, FL — $2.4M (2020) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 309 months
- SBA guaranteed
- $1.8M (75%)
- Approved
- 12/3/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by SouthState Bank, National Association · Lender record →
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- ORBIT MOTORS, INC in Tampa, FL — $2.4M (2020) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 309 months
- SBA guaranteed
- $1.7M (73%)
- Approval → funding
- 22 days
- Approved
- 3/9/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Unanswered
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by SouthState Bank, National Association · Lender record →
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- Pleasant Grove Express Oil, LLC in Pleasant Grove, UT — $2.3M (2020) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 88 days
- Approved
- 8/4/2020
- First disbursed
- 10/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by PNC Bank, National Association · Lender record →
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Who funds Express Oil Change/Tire Engineers — and where
Every dot is a financed Express Oil Change/Tire Engineers — 8 mapped.
Financed Express Oil Change/Tire Engineers locations — list all 8 as text
- Peqfict Total Car Care, LLC — Bradenton · $3.7M · FY2023 · All Other Automotive Repair and Maintenance
- Pleasant Grove Express Oil, LLC — Pleasant Grove · $2.3M · FY2020 · Automotive Oil Change and Lubrication Shops
- WhiteRecon Automotive , LLC — Fredericksburg · $3.4M · FY2022 · Automotive Oil Change and Lubrication Shops
- Pine Valley Express, LLC — Wilmington · $2.4M · FY2022 · All Other Automotive Repair and Maintenance
- EXPRESS OIL CHANGE & TIRE ENGINEERS — Tampa · $2.4M · FY2020 · Automotive Oil Change and Lubrication Shops
- ORBIT MOTORS, INC — Tampa · $2.4M · FY2020 · Automotive Oil Change and Lubrication Shops
- ORBIT MOTORS, INC — Tampa · $2.4M · FY2020 · Automotive Oil Change and Lubrication Shops
- Market Street Express, LLC — Wilmington · $1.8M · FY2021 · All Other Automotive Repair and Maintenance
Top lenders for this brand
Most active states
- 1.Florida (4 loans)Express Oil Change/Tire Engineers lenders in Florida->
- 2.North Carolina (2 loans)Express Oil Change/Tire Engineers lenders in North Carolina->
- 3.Utah (1 loans)Express Oil Change/Tire Engineers lenders in Utah->
- 4.Virginia (1 loans)Express Oil Change/Tire Engineers lenders in Virginia->
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Common questions
How much does a Express Oil Change/Tire Engineers cost to buy or open?
The typical deal for Express Oil Change/Tire Engineers is $2.4M across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $264K of buyer cash on a typical deal.
How risky is Express Oil Change/Tire Engineers?
Express Oil Change/Tire Engineers has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Express Oil Change/Tire Engineers with an SBA loan?
Yes — Express Oil Change/Tire Engineers has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Express Oil Change/Tire Engineers franchise
Most Express Oil Change/Tire Engineers buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Express Oil Change/Tire Engineers deal financed for $2.4M, which points to about $264K of buyer cash on a typical purchase. Express Oil Change/Tire Engineers is listed in the SBA Franchise Directory (identifier S0592), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Express Oil Change/Tire Engineers — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Express Oil Change/Tire Engineers — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Express Oil Change/Tire Engineers — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Express Oil Change/Tire Engineers is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $2.4M typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0592)
- Top lenders: SouthState Bank, National Association, TD Bank, National Association, DFCU Financial
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Express Oil Change/Tire Engineers.