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Express Oil Change/Tire Engineers, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0592)

8 deals since 2020 · typical deal $2.4M

8

Deals since 2020

$2.4M

Typical deal

0

Deals since FY2025

Too few deals to score risk

Express Oil Change/Tire Engineers has 8 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Express Oil Change/Tire Engineers

Most Express Oil Change/Tire Engineers deals financed between $2.40M and $3.41M. Above $3.41M, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$31,385
Down payment (10%)
$267K
Cash to close (all-in)
$368K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$368K)

Experience

Recent financings

  • Peqfict Total Car Care, LLC in Bradenton, FL$3.7M (2023) · DFCU Financial
  • WhiteRecon Automotive , LLC in Fredericksburg, VA$3.4M (2022) · Atlantic Union Bank
  • Pine Valley Express, LLC in Wilmington, NC$2.4M (2022) · TD Bank, National Association
  • Market Street Express, LLC in Wilmington, NC$1.8M (2021) · TD Bank, National Association
  • EXPRESS OIL CHANGE & TIRE ENGINEERS in Tampa, FL$2.4M (2020) · SouthState Bank, National Association
  • ORBIT MOTORS, INC in Tampa, FL$2.4M (2020) · SouthState Bank, National Association
  • ORBIT MOTORS, INC in Tampa, FL$2.4M (2020) · SouthState Bank, National Association
  • Pleasant Grove Express Oil, LLC in Pleasant Grove, UT$2.3M (2020) · PNC Bank, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Express Oil Change/Tire Engineers brand mark

Who funds Express Oil Change/Tire Engineers — and where

Every dot is a financed Express Oil Change/Tire Engineers8 mapped.

Financed Express Oil Change/Tire Engineers locations — list all 8 as text

Most active states

  1. 1.Florida (4 loans)
  2. 2.North Carolina (2 loans)
  3. 3.Utah (1 loans)
  4. 4.Virginia (1 loans)

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Common questions

How much does a Express Oil Change/Tire Engineers cost to buy or open?

The typical deal for Express Oil Change/Tire Engineers is $2.4M across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $264K of buyer cash on a typical deal.

How risky is Express Oil Change/Tire Engineers?

Express Oil Change/Tire Engineers has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Express Oil Change/Tire Engineers with an SBA loan?

Yes — Express Oil Change/Tire Engineers has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Express Oil Change/Tire Engineers franchise

Most Express Oil Change/Tire Engineers buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Express Oil Change/Tire Engineers deal financed for $2.4M, which points to about $264K of buyer cash on a typical purchase. Express Oil Change/Tire Engineers is listed in the SBA Franchise Directory (identifier S0592), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Express Oil Change/Tire Engineers — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Express Oil Change/Tire Engineers — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Express Oil Change/Tire Engineers — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Express Oil Change/Tire Engineers is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 8 SBA 7(a) deals since 2020
  • $2.4M typical deal
  • 0 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0592)
  • Top lenders: SouthState Bank, National Association, TD Bank, National Association, DFCU Financial
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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Represent Express Oil Change/Tire Engineers?

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Express Oil Change/Tire Engineers.

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