Skip to main content
← All franchisesClaim this listing

Farmer Boys, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0626)

5 deals since 2020 · typical deal $270K

5

Deals since 2020

$270K

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

Farmer Boys has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Farmer Boys

Most Farmer Boys deals financed between $221K and $270K. Above $270K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,758
Down payment (10%)
$30K
Cash to close (all-in)
$40K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$40K)

Experience

Recent financings

  • FARMER BOYS CATHEDRAL CITY in Cathedral City, CA — $270K (2025) · Bank Five Nine
  • SHIVA NARAYAN INC in Diamond Bar, CA — $270K (2024) · Bank Five Nine
  • R Family's LLC in Riverside, CA — $221K (2024) · Banner Bank
  • JSJ FOODS, INC. in Murrieta, CA — $2.1M (2021) · Zions Bank, A Division of
  • ELAN, INC. in Escondido, CA — $164K (2020) · U.S. Bank, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Farmer Boys?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Farmer Boys brand mark

Who funds Farmer Boys — and where

Every dot is a financed Farmer Boys — 5 mapped.

Financed Farmer Boys locations — list all 5 as text

Top lenders for this brand

  1. 1.Bank Five Nine(2)
  2. 2.Zions Bank, A Division of(1)
  3. 3.Banner Bank(1)
  4. 4.U.S. Bank, National Association(1)

Most active states

  1. 1.California (5 loans)

Represent Farmer Boys?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Common questions

How much does a Farmer Boys cost to buy or open?

The typical deal for Farmer Boys is $270K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $30K of buyer cash on a typical deal.

How risky is Farmer Boys?

Farmer Boys has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Farmer Boys with an SBA loan?

Yes — Farmer Boys has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Farmer Boys franchise

Most Farmer Boys buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Farmer Boys deal financed for $270K, which points to about $30K of buyer cash on a typical purchase. Farmer Boys is listed in the SBA Franchise Directory (identifier S0626), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Farmer Boys — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Farmer Boys — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Farmer Boys — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Farmer Boys is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 5 SBA 7(a) deals since 2020
  • $270K typical deal
  • 1 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0626)
  • Top lenders: Bank Five Nine, Zions Bank, A Division of, Banner Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/farmer-boys
API:
https://www.capbench.com/api/public/franchises/farmer-boys
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Farmer Boys?

Five minutes with a specialist who's seen Farmer Boys deals close answers more than an hour of searching. Free, usually same-day.

Represent Farmer Boys?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listingRequest removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Farmer Boys.

Scroll