Ford's Garage, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S6548)
4 deals since 2020 · typical deal $775K
4
Deals since 2020
$775K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Ford's Garage
Most Ford's Garage deals financed between $775K and $2.58M. Above $2.58M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $10,135
- Down payment (10%)
- $86K
- Cash to close (all-in)
- $118K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$118K)
Experience
Recent financings
- Garage Novi, LLC in Novi, MI — $2.6M (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 129 months
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 1 days
- Approved
- 1/3/2023
- First disbursed
- 1/4/2023
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Garage Novi, LLC in Novi, MI — $50K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 1/3/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Ford's Garage1 in Plano, TX — $775K (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $581K (75%)
- Approved
- 5/6/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 180
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
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- Ford's Garage 1 in Cape Coral, FL — $775K (2021) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $698K (90%)
- Approval → funding
- 306 days
- Approved
- 7/29/2021
- First disbursed
- 5/31/2022
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 181
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
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Who funds Ford's Garage — and where
Every dot is a financed Ford's Garage — 4 mapped.
Financed Ford's Garage locations — list all 4 as text
- Garage Novi, LLC — Novi · $2.6M · FY2023 · Full-Service Restaurants
- Garage Novi, LLC — Novi · $50K · FY2023 · Full-Service Restaurants
- Ford's Garage1 — Plano · $775K · FY2022 · Full-Service Restaurants
- Ford's Garage 1 — Cape Coral · $775K · FY2021 · Full-Service Restaurants
Top lenders for this brand
1.The Huntington National Bank(2)
- 2.Newtek Small Business Finance, Inc. (2)
Most active states
- 1.Michigan (2 loans)
- 2.Texas (1 loans)
- 3.Florida (1 loans)
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Common questions
How much does a Ford's Garage cost to buy or open?
The typical deal for Ford's Garage is $775K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $85K of buyer cash on a typical deal.
How risky is Ford's Garage?
Ford's Garage has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Ford's Garage with an SBA loan?
Yes — Ford's Garage has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Ford's Garage franchise
Most Ford's Garage buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Ford's Garage deal financed for $775K, which points to about $85K of buyer cash on a typical purchase. Ford's Garage is listed in the SBA Franchise Directory (identifier S6548), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Ford's Garage — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Ford's Garage — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Ford's Garage — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Ford's Garage is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $775K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S6548)
- Top lenders: The Huntington National Bank, Newtek Small Business Finance, Inc.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Ford's Garage.