Gambino's Pizza, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S5059)
5 deals since 2020 · typical deal $207K
5
Deals since 2020
$207K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Gambino's Pizza
Most Gambino's Pizza deals financed between $115K and $275K. Above $275K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,060
- Down payment (10%)
- $23K
- Cash to close (all-in)
- $31K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$31K)
Experience
Recent financings
- Gambino's Pizza Kansas City in Kansas City, MO — $345K (2026) · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $259K (75%)
- Approval → funding
- 58 days
- Approved
- 11/24/2025
- First disbursed
- 1/21/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
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- BIG C GAMBINO'S PIZZA, LLC in Rush Center, KS — $115K (2024) · Farmers Bank and Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $57K (50%)
- Approval → funding
- 35 days
- Approved
- 10/25/2023
- First disbursed
- 11/29/2023
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Farmers Bank and Trust
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- Burris Company, LLC in Checotah, OK — $275K (2023) · purchase · Armstrong Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.059% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $137K (50%)
- Approval → funding
- 17 days
- Approved
- 10/21/2022
- First disbursed
- 11/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $305K
- Est. down payment (10%)
- $31K
- Est. cash at closing
- $41K
- Monthly payment
- $2,138
- Annual debt service
- $26K
- Cash flow needed (1.25×)
- $32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Armstrong Bank · Lender record →
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- Bt5, Inc. in Baldwin City, KS — $207K (2023) · The Baldwin State Bank
- Program
- 7a General
- Rate at approval
- 10.25% fixed
- Term
- 90 months
- SBA guaranteed
- $155K (75%)
- Approval → funding
- 21 days
- Approved
- 5/10/2023
- First disbursed
- 5/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Baldwin State Bank
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- BIG C GAMBINO'S PIZZA, LLC in Salina, KS — $111K (2021) · Farmers Bank and Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $83K (75%)
- Approval → funding
- 3 days
- Approved
- 6/14/2021
- First disbursed
- 6/17/2021
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Farmers Bank and Trust
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Who funds Gambino's Pizza — and where
Every dot is a financed Gambino's Pizza — 5 mapped.
Financed Gambino's Pizza locations — list all 5 as text
- Burris Company, LLC — Checotah · $275K · FY2023 · Full-Service Restaurants
- Gambino's Pizza Kansas City — Kansas City · $345K · FY2026 · Full-Service Restaurants
- BIG C GAMBINO'S PIZZA, LLC — Rush Center · $115K · FY2024 · Limited-Service Restaurants
- Bt5, Inc. — Baldwin City · $207K · FY2023 · Full-Service Restaurants
- BIG C GAMBINO'S PIZZA, LLC — Salina · $111K · FY2021 · Limited-Service Restaurants
Top lenders for this brand
- 1.Farmers Bank and Trust (2)
2.Armstrong Bank(1)
3.Community Banks of Colorado, A Division of NBH Bank(1)
- 4.The Baldwin State Bank (1)
Most active states
- 1.Kansas (3 loans)
- 2.Oklahoma (1 loans)
- 3.Missouri (1 loans)
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Common questions
How much does a Gambino's Pizza cost to buy or open?
The typical deal for Gambino's Pizza is $207K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $23K of buyer cash on a typical deal.
How risky is Gambino's Pizza?
Gambino's Pizza has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Gambino's Pizza with an SBA loan?
Yes — Gambino's Pizza has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Gambino's Pizza franchise
Most Gambino's Pizza buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Gambino's Pizza deal financed for $207K, which points to about $23K of buyer cash on a typical purchase. Gambino's Pizza is listed in the SBA Franchise Directory (identifier S5059), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Gambino's Pizza — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Gambino's Pizza — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Gambino's Pizza — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Gambino's Pizza is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 5 SBA 7(a) deals since 2020
- $207K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S5059)
- Top lenders: Farmers Bank and Trust, Armstrong Bank, Community Banks of Colorado, A Division of NBH Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Gambino's Pizza.