Golden Chick, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0728)
30 deals since 2020 · typical deal $988K · 0% failure rate
30
Deals since 2020
$988K
Typical deal
4
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Golden Chick
Most Golden Chick deals financed between $602K and $2.01M. Above $2.01M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $12,914
- Down payment (10%)
- $110K
- Cash to close (all-in)
- $150K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$150K)
Experience
Recent financings
- Golden Corral of Okeechobee in Okeechobee, FL — $2.3M (2025) · Midwest Regional Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approved
- 5/28/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 55
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Midwest Regional Bank · Lender record →
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- M5 Enterprise, Inc in Bowie, TX — $999K (2025) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $749K (75%)
- Approval → funding
- 11 days
- Approved
- 12/19/2024
- First disbursed
- 12/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 177
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by TowneBank · Lender record →
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- Golden Brand Venture LLC in Houston, TX — $939K (2025) · Texas First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $704K (75%)
- Approval → funding
- 34 days
- Approved
- 5/28/2025
- First disbursed
- 7/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Texas First Bank · Lender record →
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- Golden Chick in Eagle Pass, TX — $875K (2025) · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $656K (75%)
- Approval → funding
- 81 days
- Approved
- 6/30/2025
- First disbursed
- 9/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Merchants Bank · Lender record →
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- GCW1 LLC in Wichita, KS — $1.3M (2024) · First National Bank of Oklahoma
- Program
- 7a General
- Rate at approval
- 10% fixed
- Term
- 198 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 22 days
- Approved
- 1/23/2024
- First disbursed
- 2/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Unanswered
- Industry
- Full-Service Restaurants
Funded by First National Bank of Oklahoma
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- Golden Chick in Houston, TX — $1.2M (2024) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 128 months
- SBA guaranteed
- $908K (75%)
- Approval → funding
- 30 days
- Approved
- 5/1/2024
- First disbursed
- 5/31/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- Kess Next LLC in Hudson Oaks, TX — $406K (2024) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $305K (75%)
- Approval → funding
- 7 days
- Approved
- 4/12/2024
- First disbursed
- 4/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Bank of Hope · Lender record →
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- Golden Chick in Houston, TX — $320K (2024) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $240K (75%)
- Approval → funding
- 28 days
- Approved
- 8/2/2024
- First disbursed
- 8/30/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- May Ave GC LLC in Oklahoma City, OK — $1.1M (2023) · First State Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $815K (75%)
- Approved
- 2/2/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by First State Bank · Lender record →
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- Golden Fast Foods LLC in Desoto, TX — $500K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 4 days
- Approved
- 8/25/2023
- First disbursed
- 8/29/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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Who funds Golden Chick — and where
Every dot is a financed Golden Chick — 30 mapped.
Financed Golden Chick locations — list all 30 as text
- S & T FOODS LLC — Houston · $700K · FY2021 · Limited-Service Restaurants
- AH & JP Inc — Irving · $3.2M · FY2021 · Limited-Service Restaurants
- BACKER INC — Wichita Falls · $2.0M · FY2021 · Limited-Service Restaurants
- May Ave GC LLC — Oklahoma City · $1.1M · FY2023 · Full-Service Restaurants
- Golden Chick — Houston · $1.2M · FY2024 · Limited-Service Restaurants
- Golden Chick — Houston · $320K · FY2024 · Limited-Service Restaurants
- Golden Chick — Eagle Pass · $875K · FY2025 · Limited-Service Restaurants
- Golden Corral of Okeechobee — Okeechobee · $2.3M · FY2025 · Full-Service Restaurants
- Golden Brand Venture LLC — Houston · $939K · FY2025 · Limited-Service Restaurants
- Nerway Property Mangement, LLC. — Plano · $940K · FY2020 · Limited-Service Restaurants
- TK & PK Inc — Fort Worth · $2.6M · FY2020 · Limited-Service Restaurants
- TJDNS-2 LLC — Grand Prairie · $1.9M · FY2020 · Limited-Service Restaurants
- Backer, Inc. — Wichita Falls · $988K · FY2020 · Limited-Service Restaurants
- GCVA Properties LLC — Van Alstyne · $117K · FY2021 · Limited-Service Restaurants
- AIG-S Foods Enterprises LLC — Stephenville · $130K · FY2021 · Full-Service Restaurants
- AIG Foods Enterprises LLC — Brownwood · $92K · FY2021 · Full-Service Restaurants
- New Kess LLC — Denton · $496K · FY2022 · Limited-Service Restaurants
- GCW1 LLC — Wichita · $1.3M · FY2024 · Full-Service Restaurants
- Kess Next LLC — Hudson Oaks · $406K · FY2024 · Limited-Service Restaurants
- Golden Fast Foods LLC — Desoto · $500K · FY2023 · Full-Service Restaurants
- M5 Enterprise, Inc — Bowie · $999K · FY2025 · Limited-Service Restaurants
- TK & PK inc — Grand Prairie · $2.0M · FY2020 · Limited-Service Restaurants
- Universal Food Corp LLC — Houston · $602K · FY2022 · Limited-Service Restaurants
- Universal Food Corp LLC — Houston · $602K · FY2022 · Limited-Service Restaurants
- Universal Food Corp LLC — Houston · $602K · FY2022 · Limited-Service Restaurants
- GC Carrier Pkwy LLC — Grand Prairie · $2.3M · FY2022 · Limited-Service Restaurants
- LMSAD Enterprises Inc — Aubrey · $687K · FY2022 · Limited-Service Restaurants
- GC 360 LLC — Grand Prairie · $2.2M · FY2022 · Limited-Service Restaurants
- CC NEWAventures R.E., LLC — Uvalde · $1.4M · FY2021 · Limited-Service Restaurants
- DAEBAK LLC — Grand Prairie · $2.3M · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Texas (27 loans)
- 2.Oklahoma (1 loans)
- 3.Florida (1 loans)
- 4.Kansas (1 loans)
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Common questions
How much does a Golden Chick cost to buy or open?
The typical deal for Golden Chick is $988K across 30 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $109K of buyer cash on a typical deal.
How risky is Golden Chick?
0% of Golden Chick's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Golden Chick with an SBA loan?
Yes — Golden Chick has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Golden Chick franchise
Most Golden Chick buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Golden Chick deal financed for $988K, which points to about $109K of buyer cash on a typical purchase. Golden Chick is listed in the SBA Franchise Directory (identifier S0728), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Golden Chick — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Golden Chick — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Golden Chick — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Golden Chick is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 30 SBA 7(a) deals since 2020
- $988K typical deal
- 4 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S0728)
- Top lenders: Commonwealth Business Bank, SouthState Bank, National Association, Wallis Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Golden Chick.