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Grain & Berry Cafe, by the numbers

Grain & Berry Cafe appears in 26 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3049)

26 deals since 2020 · typical deal $439K · 0% failure rate

26

Deals since 2020

$439K

Typical deal

16

Deals since FY2025

0%

Failure rate (FY20–23)

Grain & Berry Cafe buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Grain & Berry Cafe

Most Grain & Berry Cafe deals financed between $346K and $537K. Above $537K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,745
Down payment (10%)
$49K
Cash to close (all-in)
$65K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$65K)

Experience

Recent financings

  • Better At G&B Baltimore LLC in Baltimore, MD — $350K (2026) · Manufacturers and Traders Trust Company
  • Grain and Berry Apopka in Apopka, FL — $578K (2025) · First Internet Bank of Indiana
  • Gray & Bell, LLC in Kissimmee, FL — $560K (2025) · Byline Bank
  • Meena Investments LLC in Mansfield, TX — $555K (2025) · Byline Bank
  • V&L Rooted LLC in Orlando, FL — $555K (2025) · Byline Bank
  • LAMA'S CAFE LLC in Austin, TX — $538K (2025) · The Huntington National Bank
  • Epiphany City Originals LLC in Canfield, OH — $537K (2025) · Byline Bank
  • Grain and Berry IDrive Orlando in Tampa, FL — $528K (2025) · First Internet Bank of Indiana
  • VOS Enterprises LLC in Dallas, PA — $500K (2025) · Port 51 Lending LLC
  • HEALTHYEATZ LLC in Richardson, TX — $470K (2025) · The Huntington National Bank

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Grain & Berry Cafe brand mark

Who funds Grain & Berry Cafe — and where

Every dot is a financed Grain & Berry Cafe — 26 mapped.

Financed Grain & Berry Cafe locations — list all 26 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(11)
  2. 2.Byline Bank(4)
  3. 3.Lake Michigan CU(3)
  4. 4.First Internet Bank of Indiana(2)
  5. 5.Manufacturers and Traders Trust Company(1)

Most active states

  1. 1.Florida (10 loans)Grain & Berry Cafe lenders in Florida->
  2. 2.Texas (9 loans)Grain & Berry Cafe lenders in Texas->
  3. 3.North Carolina (2 loans)Grain & Berry Cafe lenders in North Carolina->
  4. 4.Maryland (1 loans)Grain & Berry Cafe lenders in Maryland->
  5. 5.Tennessee (1 loans)Grain & Berry Cafe lenders in Tennessee->
  6. 6.Pennsylvania (1 loans)Grain & Berry Cafe lenders in Pennsylvania->
  7. 7.Ohio (1 loans)Grain & Berry Cafe lenders in Ohio->
  8. 8.Indiana (1 loans)Grain & Berry Cafe lenders in Indiana->

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Common questions

How much does a Grain & Berry Cafe cost to buy or open?

The typical deal for Grain & Berry Cafe is $439K across 26 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $48K of buyer cash on a typical deal.

How risky is Grain & Berry Cafe?

0% of Grain & Berry Cafe's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Grain & Berry Cafe with an SBA loan?

Yes — Grain & Berry Cafe has been SBA-financed 16 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Grain & Berry Cafe franchise

Most Grain & Berry Cafe buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Grain & Berry Cafe deal financed for $439K, which points to about $48K of buyer cash on a typical purchase. Grain & Berry Cafe is listed in the SBA Franchise Directory (identifier S3049), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Grain & Berry Cafe — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Grain & Berry Cafe — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Grain & Berry Cafe — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Grain & Berry Cafe is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 26 SBA 7(a) deals since 2020
  • $439K typical deal
  • 16 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S3049)
  • Top lenders: The Huntington National Bank, Byline Bank, Lake Michigan CU

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/grain-berry-cafe
API:
https://www.capbench.com/api/public/franchises/grain-berry-cafe
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Grain & Berry Cafe.

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