Happier at Home, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0787)
5 deals since 2020 · typical deal $150K
5
Deals since 2020
$150K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Happier at Home
Most Happier at Home deals financed between $75K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
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Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- DEVLIN CARE, LLC dba HAPPIER AT HOME in Fort Lauderdale, FL — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 99 days
- Approved
- 8/26/2025
- First disbursed
- 12/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by United Midwest Savings Bank National Association · Lender record →
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- JMV Senior Solutions, Inc. in Fairport, NY — $166K (2023) · purchase · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $83K (50%)
- Approval → funding
- 20 days
- Approved
- 11/18/2022
- First disbursed
- 12/8/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $184K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $25K
- Monthly payment
- $1,986
- Annual debt service
- $24K
- Cash flow needed (1.25×)
- $30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Caritas Wellness, LLC in Hoover, AL — $150K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 39 days
- Approved
- 12/22/2022
- First disbursed
- 1/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- JMV Senior Solutions, Inc. in Fairport, NY — $25K (2023) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 11/18/2022
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by Manufacturers and Traders Trust Company · Lender record →
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- INNOVATIVE COMPANION CARE INC in Lady Lake, FL — $75K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $64K (85%)
- Approval → funding
- 47 days
- Approved
- 5/14/2020
- First disbursed
- 6/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Assisted Living Facilities for the Elderly
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds Happier at Home — and where
Every dot is a financed Happier at Home — 5 mapped.
Financed Happier at Home locations — list all 5 as text
- JMV Senior Solutions, Inc. — Fairport · $166K · FY2023 · Home Health Care Services
- JMV Senior Solutions, Inc. — Fairport · $25K · FY2023 · Home Health Care Services
- Caritas Wellness, LLC — Hoover · $150K · FY2023 · Services for the Elderly and Persons with Disabilities
- DEVLIN CARE, LLC dba HAPPIER AT HOME — Fort Lauderdale · $150K · FY2025 · Services for the Elderly and Persons with Disabilities
- INNOVATIVE COMPANION CARE INC — Lady Lake · $75K · FY2020 · Assisted Living Facilities for the Elderly
Top lenders for this brand
Most active states
- 1.New York (2 loans)
- 2.Florida (2 loans)
- 3.Alabama (1 loans)
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Common questions
How much does a Happier at Home cost to buy or open?
The typical deal for Happier at Home is $150K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Happier at Home?
Happier at Home has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Happier at Home with an SBA loan?
Yes — Happier at Home has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Happier at Home franchise
Most Happier at Home buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Happier at Home deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Happier at Home is listed in the SBA Franchise Directory (identifier S0787), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Happier at Home — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Happier at Home — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Happier at Home — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Happier at Home is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 5 SBA 7(a) deals since 2020
- $150K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0787)
- Top lenders: United Midwest Savings Bank National Association, Manufacturers and Traders Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Happier at Home.