Harlem Zen, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4245)
1 deals since 2020 · typical deal $75K
1
Deals since 2020
$75K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Harlem Zen
Most Harlem Zen deals financed between $75K and $75K. Above $75K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,109
- Down payment (10%)
- $8K
- Cash to close (all-in)
- $11K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$11K)
Experience
Recent financings
- OurLegacyRx Inc. in Fayetteville, GA — $75K (2023) · CDC Small Business Finance Corp.
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 13% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $64K (85%)
- Approval → funding
- 13 days
- Approved
- 7/5/2023
- First disbursed
- 7/18/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Personal Services
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Harlem Zen?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Harlem Zen — and where
Every dot is a financed Harlem Zen — 1 mapped.
Financed Harlem Zen locations — list all 1 as text
- OurLegacyRx Inc. — Fayetteville · $75K · FY2023 · All Other Personal Services
Top lenders for this brand
Most active states
- 1.Georgia (1 loans)
Represent Harlem Zen?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Harlem Zen cost to buy or open?
The typical deal for Harlem Zen is $75K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $8K of buyer cash on a typical deal.
How risky is Harlem Zen?
Harlem Zen has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Harlem Zen with an SBA loan?
Yes — Harlem Zen has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Harlem Zen franchise
Most Harlem Zen buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Harlem Zen deal financed for $75K, which points to about $8K of buyer cash on a typical purchase. Harlem Zen is listed in the SBA Franchise Directory (identifier S4245), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Harlem Zen — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Harlem Zen — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Harlem Zen — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Harlem Zen is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 1 SBA 7(a) deal since 2020
- $75K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4245)
- Top lenders: CDC Small Business Finance Corp.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Harlem Zen?
Five minutes with a specialist who's seen Harlem Zen deals close answers more than an hour of searching. Free, usually same-day.
Represent Harlem Zen?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Harlem Zen.