HomeMasters, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0813)

2 deals since 2020 · typical deal $1.1M

Deals since 2020

$1.1M

Typical deal

Deals since FY2025

—

Too few deals to score risk

HomeMasters has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for HomeMasters

Most HomeMasters deals financed between $150K and $1.09M. Above $1.09M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$1.09M

Monthly payment (10-yr): $14,280
Down payment (10%): $121K
Cash to close (all-in): $166K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$166K)

Experience

Recent financings

HRX Homes Portland LLC in Boring, OR — $1.1M (2023) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$819K (75%)
Approval → funding
8 days
Approved
1/23/2023
First disbursed
1/31/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$121K
Est. cash at closing
$166K
Monthly payment
$14,582
Annual debt service
$175K
Cash flow needed (1.25×)
$219K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
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K2D3 ENTERPRISE LLC in Saint Petersburg, FL — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
0 days
Approved
12/2/2020
First disbursed
12/2/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Startup, Loan Funds will Open Business
Industry
Services for the Elderly and Persons with Disabilities
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds HomeMasters — and where

Every dot is a financed HomeMasters — 2 mapped.

Financed HomeMasters locations — list all 2 as text

HRX Homes Portland LLC — Boring · $1.1M · FY2023 · Roofing Contractors
K2D3 ENTERPRISE LLC — Saint Petersburg · $150K · FY2021 · Services for the Elderly and Persons with Disabilities

Top lenders for this brand

1.United Midwest Savings Bank National Association(2)

Most active states

1.Oregon (1 loans)
2.Florida (1 loans)

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Insider move

Start with the lenders above — a bank that's funded HomeMasters 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable HomeMasters lending specialist.

Common questions

How much does a HomeMasters cost to buy or open?

The typical deal for HomeMasters is $1.1M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $120K of buyer cash on a typical deal.

How risky is HomeMasters?

HomeMasters has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a HomeMasters with an SBA loan?

Yes — HomeMasters has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a HomeMasters franchise

Most HomeMasters buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical HomeMasters deal financed for $1.1M, which points to about $120K of buyer cash on a typical purchase. HomeMasters is listed in the SBA Franchise Directory (identifier S0813), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund HomeMasters — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for HomeMasters — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for HomeMasters — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. HomeMasters is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$1.1M typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S0813)
Top lenders: United Midwest Savings Bank National Association

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/homemasters
API:: https://www.capbench.com/api/public/franchises/homemasters
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with HomeMasters.