Industrious, Work Hard, Live Fit, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7182)
5 deals since 2020 · typical deal $426K
5
Deals since 2020
$426K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Industrious, Work Hard, Live Fit
Most Industrious, Work Hard, Live Fit deals financed between $367K and $484K. Above $484K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,571
- Down payment (10%)
- $47K
- Cash to close (all-in)
- $63K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$63K)
Experience
Recent financings
- Obsidian Fire for Effect Fitness LLC in Austin, TX — $484K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $363K (75%)
- Approved
- 1/31/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- BONATTO AND WILSON ENTERPRISES LLC in Cincinnati, OH — $426K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $320K (75%)
- Approval → funding
- 71 days
- Approved
- 8/26/2025
- First disbursed
- 11/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- The Rainier Beach Collective LLC in Seattle, WA — $500K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 8 days
- Approved
- 7/30/2024
- First disbursed
- 8/7/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- Rodia Gibson Enterprises, LLC in Seattle, WA — $367K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 124 months
- SBA guaranteed
- $275K (75%)
- Approval → funding
- 61 days
- Approved
- 6/30/2023
- First disbursed
- 8/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- FITNESS INDUSTRIOUS, LLC in Lynnwood, WA — $350K (2023) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 2/6/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Existing or more than 2 years old
- Industry
- All Other Personal Services
Funded by BayFirst National Bank · Lender record →
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Who funds Industrious, Work Hard, Live Fit — and where
Every dot is a financed Industrious, Work Hard, Live Fit — 5 mapped.
Financed Industrious, Work Hard, Live Fit locations — list all 5 as text
- FITNESS INDUSTRIOUS, LLC — Lynnwood · $350K · FY2023 · All Other Personal Services
- The Rainier Beach Collective LLC — Seattle · $500K · FY2024 · Fitness and Recreational Sports Centers
- BONATTO AND WILSON ENTERPRISES LLC — Cincinnati · $426K · FY2025 · Fitness and Recreational Sports Centers
- Obsidian Fire for Effect Fitness LLC — Austin · $484K · FY2025 · Fitness and Recreational Sports Centers
- Rodia Gibson Enterprises, LLC — Seattle · $367K · FY2023 · Fitness and Recreational Sports Centers
Top lenders for this brand
Most active states
- 1.Washington (3 loans)
- 2.Ohio (1 loans)
- 3.Texas (1 loans)
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Common questions
How much does a Industrious, Work Hard, Live Fit cost to buy or open?
The typical deal for Industrious, Work Hard, Live Fit is $426K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $47K of buyer cash on a typical deal.
How risky is Industrious, Work Hard, Live Fit?
Industrious, Work Hard, Live Fit has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Industrious, Work Hard, Live Fit with an SBA loan?
Yes — Industrious, Work Hard, Live Fit has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Industrious, Work Hard, Live Fit franchise
Most Industrious, Work Hard, Live Fit buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Industrious, Work Hard, Live Fit deal financed for $426K, which points to about $47K of buyer cash on a typical purchase. Industrious, Work Hard, Live Fit is listed in the SBA Franchise Directory (identifier S7182), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Industrious, Work Hard, Live Fit — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Industrious, Work Hard, Live Fit — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Industrious, Work Hard, Live Fit — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Industrious, Work Hard, Live Fit is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 5 SBA 7(a) deals since 2020
- $426K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7182)
- Top lenders: Citizens Bank, BayFirst National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Industrious, Work Hard, Live Fit.