Interstate Batteries - Distributor Agreement, by the numbers
Interstate Batteries - Distributor Agreement appears in 6 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S6099)
6 deals since 2020 · typical deal $2.1M
6
Deals since 2020
$2.1M
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Interstate Batteries - Distributor Agreement
Most Interstate Batteries - Distributor Agreement deals financed between $850K and $2.57M. Above $2.57M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $27,828
- Down payment (10%)
- $236K
- Cash to close (all-in)
- $326K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$326K)
Experience
Recent financings
- Central SC Battery, LLC in Columbia, SC — $3.2M (2025) · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.95% fixed
- Term
- 179 months
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 13 days
- Approved
- 11/13/2024
- First disbursed
- 11/26/2024
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Automobile and Other Motor Vehicle Merchant Wholesalers
Funded by Seacoast National Bank · Lender record →
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- R & R Batteries, Inc. in Kentwood, MI — $125K (2025) · Grand River Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $63K (50%)
- Approved
- 11/5/2024
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Parts and Accessories Retailers
Funded by Grand River Bank · Lender record →
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- KINCAYDE ENTERPRISES INC. in Ridgeland, MS — $2.1M (2023) · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 122 months
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 79 days
- Approved
- 8/26/2023
- First disbursed
- 11/13/2023
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Miscellaneous Nondurable Goods Merchant Wholesalers
Funded by Seacoast National Bank · Lender record →
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- Rossi Batteries Fort Wayne, LLC in Holland, OH — $2.6M (2022) · purchase · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 12 days
- Approved
- 5/6/2022
- First disbursed
- 5/18/2022
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Motor Vehicle Supplies and New Parts Merchant Wholesalers
If you were the buyer here
- Est. deal size
- $2.9M
- Est. down payment (10%)
- $286K
- Est. cash at closing
- $394K
- Monthly payment
- $27,891
- Annual debt service
- $335K
- Cash flow needed (1.25×)
- $418K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
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- Interstate Batteries of Greater Georgia in Macon, GA — $850K (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $638K (75%)
- Approval → funding
- 17 days
- Approved
- 7/12/2022
- First disbursed
- 7/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Fiber Optic Cable Manufacturing
Funded by Newtek Small Business Finance, Inc.
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- Kincayde McKinley Enterprises Inc. in Bridgeton, MO — $1.8M (2021) · Banc of California
- Program
- 7a General
- Rate at approval
- 5.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (90%)
- Approval → funding
- 44 days
- Approved
- 8/15/2021
- First disbursed
- 9/28/2021
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Motor Vehicle Supplies and New Parts Merchant Wholesalers
Funded by Banc of California · Lender record →
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Who funds Interstate Batteries - Distributor Agreement — and where
Every dot is a financed Interstate Batteries - Distributor Agreement — 6 mapped.
Financed Interstate Batteries - Distributor Agreement locations — list all 6 as text
- Rossi Batteries Fort Wayne, LLC — Holland · $2.6M · FY2022 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- Interstate Batteries of Greater Georgia — Macon · $850K · FY2022 · Fiber Optic Cable Manufacturing
- R & R Batteries, Inc. — Kentwood · $125K · FY2025 · Automotive Parts and Accessories Retailers
- Central SC Battery, LLC — Columbia · $3.2M · FY2025 · Automobile and Other Motor Vehicle Merchant Wholesalers
- KINCAYDE ENTERPRISES INC. — Ridgeland · $2.1M · FY2023 · Other Miscellaneous Nondurable Goods Merchant Wholesalers
- Kincayde McKinley Enterprises Inc. — Bridgeton · $1.8M · FY2021 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
Top lenders for this brand
1.Seacoast National Bank(2)
- 2.First Commonwealth Bank (1)
- 3.Newtek Small Business Finance, Inc. (1)
4.Grand River Bank(1)
5.Banc of California(1)
Most active states
- 1.Ohio (1 loans)Interstate Batteries - Distributor Agreement lenders in Ohio->
- 2.Georgia (1 loans)Interstate Batteries - Distributor Agreement lenders in Georgia->
- 3.Michigan (1 loans)Interstate Batteries - Distributor Agreement lenders in Michigan->
- 4.South Carolina (1 loans)Interstate Batteries - Distributor Agreement lenders in South Carolina->
- 5.Mississippi (1 loans)Interstate Batteries - Distributor Agreement lenders in Mississippi->
- 6.Missouri (1 loans)Interstate Batteries - Distributor Agreement lenders in Missouri->
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Common questions
How much does a Interstate Batteries - Distributor Agreement cost to buy or open?
The typical deal for Interstate Batteries - Distributor Agreement is $2.1M across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $234K of buyer cash on a typical deal.
How risky is Interstate Batteries - Distributor Agreement?
Interstate Batteries - Distributor Agreement has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Interstate Batteries - Distributor Agreement with an SBA loan?
Yes — Interstate Batteries - Distributor Agreement has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Interstate Batteries - Distributor Agreement franchise
Most Interstate Batteries - Distributor Agreement buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Interstate Batteries - Distributor Agreement deal financed for $2.1M, which points to about $234K of buyer cash on a typical purchase. Interstate Batteries - Distributor Agreement is listed in the SBA Franchise Directory (identifier S6099), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Interstate Batteries - Distributor Agreement — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Interstate Batteries - Distributor Agreement — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Interstate Batteries - Distributor Agreement — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Interstate Batteries - Distributor Agreement is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $2.1M typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S6099)
- Top lenders: Seacoast National Bank, First Commonwealth Bank, Newtek Small Business Finance, Inc.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-30.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Interstate Batteries - Distributor Agreement.