It's Boba Time, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2201)
41 deals since 2020 · typical deal $429K · 0% failure rate
41
Deals since 2020
$429K
Typical deal
8
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for It's Boba Time
Most It's Boba Time deals financed between $308K and $540K. Above $540K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,610
- Down payment (10%)
- $48K
- Cash to close (all-in)
- $64K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
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Credit score
Available cash (you'll need ~$64K)
Experience
Recent financings
- JS & J Holdings Inc in Los Angeles, CA — $810K (2026) · purchase · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $608K (75%)
- Approval → funding
- 2 days
- Approved
- 1/28/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $900K
- Est. down payment (10%)
- $90K
- Est. cash at closing
- $123K
- Monthly payment
- $9,935
- Annual debt service
- $119K
- Cash flow needed (1.25×)
- $149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Woori America Bank · Lender record →
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- WAYNHOPE INC in Artesia, CA — $780K (2026) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $585K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank of Hope · Lender record →
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- Just Do Eat Foods, Inc. in Camarillo, CA — $595K (2025) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $446K (75%)
- Approval → funding
- 47 days
- Approved
- 9/5/2025
- First disbursed
- 10/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank of Hope · Lender record →
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- It's Boba Time - Canyon Country in Santa Clarita, CA — $540K (2025) · purchase · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $405K (75%)
- Approval → funding
- 7 days
- Approved
- 7/25/2025
- First disbursed
- 8/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $600K
- Est. down payment (10%)
- $60K
- Est. cash at closing
- $80K
- Monthly payment
- $6,914
- Annual debt service
- $83K
- Cash flow needed (1.25×)
- $104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Woori America Bank · Lender record →
Your business? Claim this record · Request removal
- It's Boba Time in Rolling Hills Estates, CA — $535K (2025) · purchase · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $401K (75%)
- Approval → funding
- 5 days
- Approved
- 12/27/2024
- First disbursed
- 1/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $594K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $80K
- Monthly payment
- $6,923
- Annual debt service
- $83K
- Cash flow needed (1.25×)
- $104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Woori America Bank · Lender record →
Your business? Claim this record · Request removal
- It's Boba Time - DTLA in Los Angeles, CA — $450K (2025) · purchase · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 26 days
- Approved
- 3/6/2025
- First disbursed
- 4/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $5,761
- Annual debt service
- $69K
- Cash flow needed (1.25×)
- $86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Woori America Bank · Lender record →
Your business? Claim this record · Request removal
- Its Boba Tea OC Partners, Inc. in Anaheim, CA — $440K (2025) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $330K (75%)
- Approval → funding
- 18 days
- Approved
- 9/12/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- Flying Tiger in Bakersfield, CA — $304K (2025) · JPMorgan Chase Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $228K (75%)
- Approval → funding
- 112 days
- Approved
- 3/5/2025
- First disbursed
- 6/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by JPMorgan Chase Bank, National Association · Lender record →
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- It's Boba Time in Anaheim, CA — $289K (2024) · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $217K (75%)
- Approval → funding
- 7 days
- Approved
- 11/29/2023
- First disbursed
- 12/6/2023
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Business Bank · Lender record →
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- COLFA 2, Inc. in Torrance, CA — $1.2M (2023) · purchase · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $889K (75%)
- Approval → funding
- 21 days
- Approved
- 1/17/2023
- First disbursed
- 2/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $132K
- Est. cash at closing
- $181K
- Monthly payment
- $15,172
- Annual debt service
- $182K
- Cash flow needed (1.25×)
- $228K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
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Who funds It's Boba Time — and where
Every dot is a financed It's Boba Time — 41 mapped.
Financed It's Boba Time locations — list all 41 as text
- Social Treat Los Feliz Inc — Los Angeles · $1.7M · FY2021 · Snack and Nonalcoholic Beverage Bars
- SSK Management LLC — Sylmar · $280K · FY2023 · Snack and Nonalcoholic Beverage Bars
- RIRIJIN LLC — Whittier · $350K · FY2023 · Snack and Nonalcoholic Beverage Bars
- COLFA 2, Inc. — Torrance · $1.2M · FY2023 · Snack and Nonalcoholic Beverage Bars
- K&K Brand Inc. — Fontana · $350K · FY2023 · Limited-Service Restaurants
- It's Boba Time - Canyon Country — Santa Clarita · $540K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Just Do Eat Foods, Inc. — Camarillo · $595K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Its Boba Tea OC Partners, Inc. — Anaheim · $440K · FY2025 · Snack and Nonalcoholic Beverage Bars
- JS & J Holdings Inc — Los Angeles · $810K · FY2026 · Snack and Nonalcoholic Beverage Bars
- WAYNHOPE INC — Artesia · $780K · FY2026 · Snack and Nonalcoholic Beverage Bars
- Sushi By J, Inc. — Los Angeles · $306K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Lazy Guys Inc — Los Angeles · $340K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Lazy Guys Inc — Commerce · $340K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Sushi By J — Los Angeles · $306K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Chae-Kim Inc — Northridge · $445K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Add-Kay Inc — Simi Valley · $460K · FY2020 · Snack and Nonalcoholic Beverage Bars
- DDLK, Inc. — Chino Hills · $500K · FY2020 · Snack and Nonalcoholic Beverage Bars
- JWJH Investment Inc. — West Hills · $337K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Boba California, Inc. — Duarte · $315K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Seaglass Boba, Inc. — Oxnard · $1.1M · FY2022 · Snack and Nonalcoholic Beverage Bars
- COLFA 2, Inc. — Monterey Park · $820K · FY2022 · Snack and Nonalcoholic Beverage Bars
- SJ F&B, Inc. — San Diego · $670K · FY2023 · Snack and Nonalcoholic Beverage Bars
- MJ Boba, Inc. — Fullerton · $230K · FY2023 · Snack and Nonalcoholic Beverage Bars
- It's Boba Time — Anaheim · $289K · FY2024 · Snack and Nonalcoholic Beverage Bars
- It's Boba Time — Rolling Hills Estates · $535K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Flying Tiger — Bakersfield · $304K · FY2025 · Snack and Nonalcoholic Beverage Bars
- It's Boba Time - DTLA — Los Angeles · $450K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Team R2M, Inc. — Riverside · $735K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Boba Time SL LLC — Los Angeles · $385K · FY2023 · Snack and Nonalcoholic Beverage Bars
- EM&J Service, Inc. — Los Angeles · $600K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Boba San Dimas, Inc. — San Dimas · $429K · FY2023 · Snack and Nonalcoholic Beverage Bars
- It's Boba Time — Canoga Park · $504K · FY2020 · Snack and Nonalcoholic Beverage Bars
- JDK Fidelity, Inc. — West Covina · $308K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Sweet Solutions, Inc. — Camarillo · $150K · FY2022 · Snack and Nonalcoholic Beverage Bars
- BD Project LLC — Temecula · $200K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Sweet Solutions, Inc. — Camarillo · $150K · FY2022 · Snack and Nonalcoholic Beverage Bars
- BD Project LLC — Temecula · $200K · FY2022 · Snack and Nonalcoholic Beverage Bars
- ITS BOBA TIME ON 6STREET LLC — Los Angeles · $350K · FY2022 · Snack and Nonalcoholic Beverage Bars
- HNK 32, INC — Los Angeles · $403K · FY2021 · Snack and Nonalcoholic Beverage Bars
- TLC Asset MGT Inc — Bell · $487K · FY2021 · Snack and Nonalcoholic Beverage Bars
- TLC Asset MGT Inc — Bell · $475K · FY2021 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
Most active states
- 1.California (41 loans)
Represent It's Boba Time?
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Common questions
How much does a It's Boba Time cost to buy or open?
The typical deal for It's Boba Time is $429K across 41 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $47K of buyer cash on a typical deal.
How risky is It's Boba Time?
0% of It's Boba Time's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a It's Boba Time with an SBA loan?
Yes — It's Boba Time has been SBA-financed 8 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a It's Boba Time franchise
Most It's Boba Time buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical It's Boba Time deal financed for $429K, which points to about $47K of buyer cash on a typical purchase. It's Boba Time is listed in the SBA Franchise Directory (identifier S2201), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund It's Boba Time — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for It's Boba Time — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for It's Boba Time — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. It's Boba Time is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 41 SBA 7(a) deals since 2020
- $429K typical deal
- 8 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S2201)
- Top lenders: Open Bank, Hanmi Bank, Woori America Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with It's Boba Time.