It's Just Lunch: SBA-listed ✓

It's Just Lunch appears in the official SBA Franchise Directory — buyers can finance it with a 7(a) loan.

Listed

SBA Franchise Directory

S8541

SBA identifier

01/16/2026

Listed since

Yes

Franchisor certified

No financed deals for It's Just Lunch appear in public lending records since 2020 — common for newer or smaller brands. Eligibility is what matters: the listing above means a 7(a) lender can fund your purchase or build-out today.

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Common questions

Is It's Just Lunch SBA approved?

Yes. It's Just Lunch is listed in the official SBA Franchise Directory under identifier S8541, listed since 01/16/2026. Listed brands are eligible for SBA 7(a) and 504 financing.

What does the listing require?

It's Just Lunch's franchisor has certified the brand with the SBA — the cleanest path. Your lender confirms current status at application.

How do I finance a It's Just Lunch?

The same 7(a) path as any franchise: 10% minimum down, 10-year terms, underwritten on the unit's cash flow. Talk to a lender who knows franchise lending before the LOI.

Agent summary

It's Just Lunch is listed in the official SBA Franchise Directory (identifier S8541, listed since 01/16/2026), making it eligible for SBA 7(a) financing. No financed It's Just Lunch deals appear in public records since 2020 — common for newer or smaller brands. CapBench is not a lender and does not sell franchises.

SBA Franchise Directory: listed
SBA identifier: S8541
Listed since 01/16/2026
Franchisor certified with the SBA

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/it-s-just-lunch
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Directory status as of May 2026 — confirm current listing with your lender before an LOI.

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By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

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Directory status as of May 2026. Confirm current listing with your lender before an LOI. Not affiliated with It's Just Lunch.