Keke's Breakfast Café, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2207)

5 deals since 2020 · typical deal $1.3M

Deals since 2020

$1.3M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Keke's Breakfast Café has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Keke's Breakfast Café

Most Keke's Breakfast Café deals financed between $800K and $1.91M. Above $1.91M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$1.25M

Monthly payment (10-yr): $16,346
Down payment (10%): $139K
Cash to close (all-in): $190K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$190K)

Experience

Recent financings

PAL 1 LLC in Clermont, FL — $350K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
42 days
Approved
1/12/2026
First disbursed
2/23/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
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Barnabei Restaurant Group LLC in Port Saint Lucie, FL — $1.3M (2024) · iTHINK Financial CU
Program
7a General
Rate at approval
11.25% variable
Term
128 months
SBA guaranteed
$938K (75%)
Approval → funding
108 days
Approved
12/19/2023
First disbursed
4/5/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
35
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by iTHINK Financial CU
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Four Fathers LLC in Windermere, FL — $4.6M (2022) · purchase · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.5M (75%)
Approval → funding
9 days
Approved
12/8/2021
First disbursed
12/17/2021
Loan status
Paid in full (6/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
135
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$5.1M
Est. down payment (10%)
$511K
Est. cash at closing
$707K
Monthly payment
$51,069
Annual debt service
$613K
Cash flow needed (1.25×)
$766K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
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Second K Cafe, Inc. in Ormond Beach, FL — $800K (2022) · Centennial Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$600K (75%)
Approval → funding
5 days
Approved
3/31/2022
First disbursed
4/5/2022
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
60
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Centennial Bank · Lender record →
Your business? Claim this record · Request removal
SRG Breakfast Cafe 2 LLC in Altamonte Springs, FL — $1.9M (2020) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
20 days
Approved
12/11/2019
First disbursed
12/31/2019
Loan status
Paid in full (8/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Industry
Full-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal

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Who funds Keke's Breakfast Café — and where

Every dot is a financed Keke's Breakfast Café — 5 mapped.

Financed Keke's Breakfast Café locations — list all 5 as text

PAL 1 LLC — Clermont · $350K · FY2026 · Limited-Service Restaurants
Barnabei Restaurant Group LLC — Port Saint Lucie · $1.3M · FY2024 · Full-Service Restaurants
SRG Breakfast Cafe 2 LLC — Altamonte Springs · $1.9M · FY2020 · Full-Service Restaurants
Four Fathers LLC — Windermere · $4.6M · FY2022 · Full-Service Restaurants
Second K Cafe, Inc. — Ormond Beach · $800K · FY2022 · Limited-Service Restaurants

Top lenders for this brand

1.First Bank of the Lake(1)
2.iTHINK Financial CU (1)
3.Byline Bank(1)
4.CRF Small Business Loan Company, LLC(1)
5.Centennial Bank(1)

Most active states

1.Florida (5 loans)

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Insider move

Start with the lenders above — a bank that's funded Keke's Breakfast Café 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Keke's Breakfast Café lending specialist.

Common questions

How much does a Keke's Breakfast Café cost to buy or open?

The typical deal for Keke's Breakfast Café is $1.3M across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $138K of buyer cash on a typical deal.

How risky is Keke's Breakfast Café?

Keke's Breakfast Café has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Keke's Breakfast Café with an SBA loan?

Yes — Keke's Breakfast Café has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Keke's Breakfast Café franchise

Most Keke's Breakfast Café buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Keke's Breakfast Café deal financed for $1.3M, which points to about $138K of buyer cash on a typical purchase. Keke's Breakfast Café is listed in the SBA Franchise Directory (identifier S2207), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Keke's Breakfast Café — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Keke's Breakfast Café — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Keke's Breakfast Café — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Keke's Breakfast Café is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

5 SBA 7(a) deals since 2020
$1.3M typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S2207)
Top lenders: First Bank of the Lake, iTHINK Financial CU, Byline Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/keke-s-breakfast-caf
API:: https://www.capbench.com/api/public/franchises/keke-s-breakfast-caf
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Keke's Breakfast Café.