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Kona Ice, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0957)

24 deals since 2020 · typical deal $156K

24

Deals since 2020

$156K

Typical deal

11

Deals since FY2025

—

Too few deals to score risk

Kona Ice has 24 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Kona Ice

Most Kona Ice deals financed between $100K and $279K. Above $279K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$2,306
Down payment (10%)
$17K
Cash to close (all-in)
$23K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$23K)

Experience

Recent financings

  • KKICE LLC in Eugene, OR — $561K (2026) · Enterprise Bank & Trust
  • KONA ICE OF NORTHERN EUGENE in Eugene, OR — $561K (2026) · Enterprise Bank & Trust
  • TKS Partners LLC in Ventura, CA — $375K (2026) · Readycap Lending, LLC
  • 3 Vs, LLC in Lansing, MI — $252K (2026) · purchase · Lake Trust CU
  • K&S SHAVED ICE, LLC in Longview, TX — $150K (2026) · Celtic Bank Corporation
  • Rehkopf & Son's LLC in Waterford, MI — $279K (2025) · purchase · DFCU Financial
  • Travelin' Tom's Coffee of Central El Paso Co. in Colorado Springs, CO — $225K (2025) · Wings Credit Union
  • Surtrs Sundries Inc in Martinsburg, WV — $205K (2025) · Potomac Bank
  • Kona Ice of East Valley in Mesa, AZ — $150K (2025) · Celtic Bank Corporation
  • ADVENTURE DREAMING LLC in Santa Rosa, CA — $150K (2025) · Lendistry SBLC, LLC

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Kona Ice brand mark

Who funds Kona Ice — and where

Every dot is a financed Kona Ice — 23 mapped.

Financed Kona Ice locations — list all 23 as text

Top lenders for this brand

  1. 1.Enterprise Bank & Trust(2)
  2. 2.Celtic Bank Corporation(2)
  3. 3.The Huntington National Bank(2)
  4. 4.Ballston Spa National Bank (1)
  5. 5.Wings Credit Union(1)

Most active states

  1. 1.California (4 loans)
  2. 2.Michigan (3 loans)
  3. 3.Oregon (2 loans)
  4. 4.Virginia (2 loans)
  5. 5.New York (1 loans)
  6. 6.Colorado (1 loans)
  7. 7.Maryland (1 loans)
  8. 8.Texas (1 loans)

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Common questions

How much does a Kona Ice cost to buy or open?

The typical deal for Kona Ice is $156K across 24 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is Kona Ice?

Kona Ice has 24 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Kona Ice with an SBA loan?

Yes — Kona Ice has been SBA-financed 11 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Kona Ice franchise

Most Kona Ice buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Kona Ice deal financed for $156K, which points to about $17K of buyer cash on a typical purchase. Kona Ice is listed in the SBA Franchise Directory (identifier S0957), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Kona Ice — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Kona Ice — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Kona Ice — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Kona Ice is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 24 SBA 7(a) deals since 2020
  • $156K typical deal
  • 11 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0957)
  • Top lenders: Enterprise Bank & Trust, Celtic Bank Corporation, The Huntington National Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/kona-ice
API:
https://www.capbench.com/api/public/franchises/kona-ice
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Kona Ice.

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