L'Artisan Cafe & Bakery - License Agreement, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S5140)

1 deals since 2020 · typical deal $190K

Deals since 2020

$190K

Typical deal

Deals since FY2025

—

Too few deals to score risk

L'Artisan Cafe & Bakery - License Agreement has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for L'Artisan Cafe & Bakery - License Agreement

Most L'Artisan Cafe & Bakery - License Agreement deals financed between $190K and $190K. Above $190K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$190K

Monthly payment (10-yr): $2,809
Down payment (10%): $21K
Cash to close (all-in): $28K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$28K)

Experience

Recent financings

Ourania Voulgari Inc. in Providence, RI — $190K (2020) · Community Investment Corporation
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$143K (75%)
Approval → funding
104 days
Approved
5/19/2020
First disbursed
8/31/2020
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Community Investment Corporation · Lender record →
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Who funds L'Artisan Cafe & Bakery - License Agreement — and where

Every dot is a financed L'Artisan Cafe & Bakery - License Agreement — 1 mapped.

Financed L'Artisan Cafe & Bakery - License Agreement locations — list all 1 as text

Ourania Voulgari Inc. — Providence · $190K · FY2020 · Snack and Nonalcoholic Beverage Bars

Top lenders for this brand

1.Community Investment Corporation(1)

Most active states

1.Rhode Island (1 loans)L'Artisan Cafe & Bakery - License Agreement lenders in Rhode Island->

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Insider move

Start with the lenders above — a bank that's funded L'Artisan Cafe & Bakery - License Agreement 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable L'Artisan Cafe & Bakery - License Agreement lending specialist.

Common questions

How much does a L'Artisan Cafe & Bakery - License Agreement cost to buy or open?

The typical deal for L'Artisan Cafe & Bakery - License Agreement is $190K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $21K of buyer cash on a typical deal.

How risky is L'Artisan Cafe & Bakery - License Agreement?

L'Artisan Cafe & Bakery - License Agreement has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a L'Artisan Cafe & Bakery - License Agreement with an SBA loan?

Yes — L'Artisan Cafe & Bakery - License Agreement has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a L'Artisan Cafe & Bakery - License Agreement franchise

Most L'Artisan Cafe & Bakery - License Agreement buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical L'Artisan Cafe & Bakery - License Agreement deal financed for $190K, which points to about $21K of buyer cash on a typical purchase. L'Artisan Cafe & Bakery - License Agreement is listed in the SBA Franchise Directory (identifier S5140), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund L'Artisan Cafe & Bakery - License Agreement — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for L'Artisan Cafe & Bakery - License Agreement — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for L'Artisan Cafe & Bakery - License Agreement — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. L'Artisan Cafe & Bakery - License Agreement is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$190K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S5140)
Top lenders: Community Investment Corporation

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/l-artisan-cafe-bakery-license-agreement
API:: https://www.capbench.com/api/public/franchises/l-artisan-cafe-bakery-license-agreement
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with L'Artisan Cafe & Bakery - License Agreement.