Legacy Bagels, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S8340)
1 deals since 2020 · typical deal $175K
1
Deals since 2020
$175K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Legacy Bagels
Most Legacy Bagels deals financed between $175K and $175K. Above $175K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,587
- Down payment (10%)
- $19K
- Cash to close (all-in)
- $26K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$26K)
Experience
Recent financings
- THE STREB GROUP INC in Greer, SC — $175K (2026) · purchase · First Command Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $131K (75%)
- Approval → funding
- 9 days
- Approved
- 1/7/2026
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $194K
- Est. down payment (10%)
- $19K
- Est. cash at closing
- $26K
- Monthly payment
- $2,241
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Command Bank · Lender record →
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Who funds Legacy Bagels — and where
Every dot is a financed Legacy Bagels — 1 mapped.
Financed Legacy Bagels locations — list all 1 as text
- THE STREB GROUP INC — Greer · $175K · FY2026 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
Most active states
- 1.South Carolina (1 loans)
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Common questions
How much does a Legacy Bagels cost to buy or open?
The typical deal for Legacy Bagels is $175K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $19K of buyer cash on a typical deal.
How risky is Legacy Bagels?
Legacy Bagels has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Legacy Bagels with an SBA loan?
Yes — Legacy Bagels has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Legacy Bagels franchise
Most Legacy Bagels buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Legacy Bagels deal financed for $175K, which points to about $19K of buyer cash on a typical purchase. Legacy Bagels is listed in the SBA Franchise Directory (identifier S8340), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Legacy Bagels — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Legacy Bagels — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Legacy Bagels — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Legacy Bagels is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 1 SBA 7(a) deal since 2020
- $175K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S8340)
- Top lenders: First Command Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Legacy Bagels.