Light Lounge, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S6136)
4 deals since 2020 · typical deal $402K
4
Deals since 2020
$402K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Light Lounge
Most Light Lounge deals financed between $328K and $450K. Above $450K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,257
- Down payment (10%)
- $45K
- Cash to close (all-in)
- $60K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$60K)
Experience
Recent financings
- LIGHT THERAPY OF TEXAS, INC in Southlake, TX — $450K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 8 days
- Approved
- 1/14/2024
- First disbursed
- 1/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
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- Light Lounge Holland in Holland, MI — $402K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $302K (75%)
- Approval → funding
- 7 days
- Approved
- 5/8/2024
- First disbursed
- 5/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by First Bank of the Lake · Lender record →
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- LIGHT THERAPY OF TEXAS, INC in Southlake, TX — $40K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 724 days
- Approved
- 1/14/2024
- First disbursed
- 1/7/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
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- Light Lounge Utah LLC in Lehi, UT — $328K (2021) · Central Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 126 months
- SBA guaranteed
- $295K (90%)
- Approval → funding
- 3 days
- Approved
- 4/27/2021
- First disbursed
- 4/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physicians (except Mental Health Specialists)
Funded by Central Bank · Lender record →
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Who funds Light Lounge — and where
Every dot is a financed Light Lounge — 4 mapped.
Financed Light Lounge locations — list all 4 as text
- Light Lounge Utah LLC — Lehi · $328K · FY2021 · Offices of Physicians (except Mental Health Specialists)
- Light Lounge Holland — Holland · $402K · FY2024 · Other Personal Care Services
- LIGHT THERAPY OF TEXAS, INC — Southlake · $40K · FY2024 · Other Personal Care Services
- LIGHT THERAPY OF TEXAS, INC — Southlake · $450K · FY2024 · Other Personal Care Services
Top lenders for this brand
Most active states
- 1.Texas (2 loans)
- 2.Utah (1 loans)
- 3.Michigan (1 loans)
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Common questions
How much does a Light Lounge cost to buy or open?
The typical deal for Light Lounge is $402K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $44K of buyer cash on a typical deal.
How risky is Light Lounge?
Light Lounge has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Light Lounge with an SBA loan?
Yes — Light Lounge has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Light Lounge franchise
Most Light Lounge buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Light Lounge deal financed for $402K, which points to about $44K of buyer cash on a typical purchase. Light Lounge is listed in the SBA Franchise Directory (identifier S6136), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Light Lounge — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Light Lounge — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Light Lounge — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Light Lounge is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $402K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S6136)
- Top lenders: The Huntington National Bank, Central Bank, First Bank of the Lake
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Light Lounge.